Grow your money faster with the compounding interest of a term-share certificate.

Features:

  • Fixed rate of return (earn higher rates with longer terms)
  • Variety of terms available for 3-71 months with automatic renewal
  • Open with as little as $500
  • NCUA insured up to $250,000

Term Share Certificate ($500 - $24,999)

Type APY* Dividend
3-5 Month Certificate 0.35% 0.349%
6-11 Month Certificate 0.50% 0.499%
12-17 Month Certificate 0.88% 0.872%
18-23 Month Certificate 1.13% 1.119%
24-29 Month Certificate 1.51% 1.495%
30-35 Month Certificate 1.45% 1.440%
36-47 Month Certificate 1.65% 1.638%
48-59 Month Certificate 1.75% 1.736%
60-71 Month Certificate 2.02% 1.997%

*APY = Annual Percentage Yield

Term Share Certificate ($25,000 and over)

Type APY* Dividend
3-5 Month Certificate 0.45% 0.449%
6-11 Month Certificate 0.60% 0.598%
12-17 Month Certificate 0.98% 0.971%
18-23 Month Certificate 1.23% 1.218%
24-29 Month Certificate 1.61% 1.593%
30-35 Month Certificate 1.55% 1.539%
36-47 Month Certificate 1.75% 1.736%
48-59 Month Certificate 1.85% 1.834%
60-71 Month Certificate 2.12% 2.095%

*APY = Annual Percentage Yield

DreamMaker Youth Term Share Certificate (minimum $100)

Type APY* Dividend
6 Month Certificate 0.50% 0.499%

*APY = Annual Percentage Yield