Grow your money faster with the compounding interest of a term-share certificate.

Features:

  • Fixed rate of return (earn higher rates with longer terms)
  • Variety of terms available for 3-71 months with automatic renewal
  • Open with as little as $500
  • NCUA insured up to $250,000

Term Share Certificate ($500 - $24,999)

Type APY* Dividend
3-5 Month Certificate 0.33% 0.325%
6-11 Month Certificate 0.48% 0.474%
12-17 Month Certificate 0.78% 0.772%
18-23 Month Certificate 0.95% 0.946%
24-29 Month Certificate 1.43% 1.416%
30-35 Month Certificate 1.45% 1.440%
36-47 Month Certificate 1.68% 1.662%
48-59 Month Certificate 1.76% 1.741%
60-71 Month Certificate 1.88% 1.859%

*APY = Annual Percentage Yield

Term Share Certificate ($25,000 and over)

Type APY* Dividend
3-5 Month Certificate 0.43% 0.424%
6-11 Month Certificate 0.58% 0.573%
12-17 Month Certificate 0.88% 0.872%
18-23 Month Certificate 1.05% 1.045%
24-29 Month Certificate 1.53% 1.514%
30-35 Month Certificate 1.55% 1.539%
36-47 Month Certificate 1.78% 1.761%
48-59 Month Certificate 1.86% 1.839%
60-71 Month Certificate 1.98% 1.957%

*APY = Annual Percentage Yield

DreamMaker Youth Term Share Certificate (minimum $100)

Type APY* Dividend
6 Month Certificate 0.50% 0.499%

*APY = Annual Percentage Yield