Century Federal's Share Draft Checking Account is a convenient option for your day-to-day spending! 



  • Initial deposit of $25 to open
  • Dividends paid on average daily balances  of $1000 or more
  • FREE starter checks
  • FREE Online Banking, Bill Payment, eStatements & Mobile Deposit
  • Overdraft Protection available
  • No monthly maintenance fees
  • MasterMoney Debit Card featuring SecureCode, a simple and secure way to pay online
  • Debit Card Alerts

Share Draft Checking

Type APY* Dividend
Regular Checking
Balance is $1,000.00 to $4,999.99
0.03% 0.030%
Regular Checking
Balance is $5,000.00 and over
0.05% 0.050%

*APY = Annual Percentage Yield. Rate and dividends subject to change at any time.