Skip to main content

Free up a Little Holiday Cash with Century Federal!

This Holiday Season, Free up a Little Holiday Cash with Century Federal!

Are you looking to put a little extra spending cash in your pocket this holiday season? Well, look no further, because with Century Federal, you can do just that. We not only offer a 0.25%* rate discount on Vehicle and Signature Loans when you set up Autopay from your Century Federal savings or checking account and no payments for 90 days, but we are also offering up to a $200 cash bonus on qualifying loans through December 31st!

Signature Loans

Put a little extra cash in your pocket when you consolidate credit card debt into one easy monthly payment with a Signature Loan from Century Federal! A signature loan is an unsecured personal loan you can get without having to put down any property or assets as collateral. It’s called a signature loan because you can get approved with your signature and your personal credit history.

Century Federal Signature Loan uses

Auto & Motorcyle Loans - New / Used

Save Yourself Some Time and Apply Online!

No need to call a loan officer or drive to the credit union for that auto loan you’ve been thinking about. You’ve got 24/7 access to the loan application process! Plus, you’ll receive a response within moments of applying, in most cases. We can finance cars, trucks, SUVs and motorcycles. With our low rates and terms up to 84 months, we will help you choose the loan that best fits your budget. Century Federal's auto and motorcycle loans include:

Easy online application process

Purchase a New/Used Auto or Motorcycle Loan

When it comes to auto loans or motorcycle loans, we want our members to get an excellent deal. We provide low rates, a variety of financing options, quick turnaround and great service. With a vehicle loan from Century Federal, you can upgrade your car or motorcycle and rake in some extra holiday cash!

Refinancing your Vehicle

You can get a new auto loan rate on a car or motorcycle that is less than 12 months old and has been driven for less than 15,000 miles. Refinancing with us is very easy and we will help you save money. Generally, we can lower your rate, reduce your monthly payment and/or shorten the term of your loan.

Lease Buyout

Keeping the vehicle you love and getting the best financing is easy with Century Federal. We can help you buy out your lease! With our competitive rates, flexible terms, and no payment for 90 days, let us help you discover why a lease buyout is the right option for you!

Get started with three ways to apply:

  • Visit your local Century Federal branch to apply in person
  • Apply for an auto or motorcycle loan online
  • Call our Member Service Center at 216-535-3200
Together We're Better!

*Rates quoted is as of 11/1/2022. Promotional offer period is 11/1/2022 - 12/31/2022. Limited time offer. Some restrictions may apply. Must be 18 years of age or older to participate. Loan rates, terms and conditions are subject to change at any time and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Credit may not be extended if, after you respond, we find you do not meet the following criteria, including but not limited to, length of employment, your income, debt status and ability to pay in relation to the loan amount requested. Additional criteria may apply. Only one (1) cash bonus per approved loan will be awarded.

1) Minimum requirements to be eligible for the Auto Loan cash bonus offer include: a) Qualify for a new, used, or refinanced Auto/Boat/RV/Motorcycle loan in an amount of $10,000-19,999 to qualify for a $100 cash bonus; b) Qualify for a new, used, or refinanced Auto/Boat/RV/Motorcycle loan in an amount of $20,000 or more to qualify for a $200 cash bonus. 2) Minimum requirements to be eligible for the Signature Loan cash bonus offer include: a) Qualify for a new, or refinanced Signature loan in an amount of $5,000-9,999 to qualify for a $50 cash bonus; b) Qualify for a new, or refinanced Signature loan in an amount of $10,000 or more to qualify for a $100 cash bonus. 3) Minimum finance term on all loan types is 36 months. 3) Automatic loan payment must be set up from a Century Federal Credit Union Share Savings or Share Draft Checking account. 4) Existing loans currently held with Century Federal Credit Union are NOT eligible for promotion. 5) Loans must close and disburse by 1/15/22. 6) The cash bonus will be credited into the member’s Main Share Savings account within 15 business days of the end of the promotional period. If member fails to make their first loan payment within the grace period, the cash bonus will get added to the principal of their loan repayment. The cash bonus may be considered income and reported on 1099MISC or 1099INT. Contact your tax adviser for further clarification. Existing Century Federal Credit Union Signature and/or Auto/Boat/RV/Motorcycle loans are not eligible for this offer. Century Federal Credit Union reserves the right to cancel this offer if you do not meet the criteria established in this offer.