Buying Your Vehicle

Century Federal's auto loans provide a streamlined and hassle-free way to find, buy, and save on a new or used vehicle. On top of our great low rates, you'll get exclusive automotive discounts and perks.

  • Simplified, no-stress pre-approval and buying experience
  • Purchase incentives from local participating dealerships
  • Multitude of discounts on vehicle protection products and services

 

Getting a Loan
Turn your dream into a reality with a Century Federal auto loan. Our auto loans include cars, trucks, SUVs and motorcycles. With our low rates and terms up to 84 months, we will help you choose an auto loan that best fits your budget.

 

Apply for a New or Used Auto Loan - When it comes to auto loans, we want our members to get an excellent deal. We provide low rates, a variety of financing options, quick turnaround and great service. With an auto loan from Century Federal, you can upgrade your car and save a ton.

Refinance your Current Auto Loan - Refinance your auto loan with Century Federal for a great money-saving opportunity. Generally, we can lower your rate, reduce your monthly payment and/or shorten the term of your loan.

Get started today with three ways to apply:

And Don't Forget

If you have a trade-in or you're just interested to see what your current vehicle is worth, click here for the NADA vehicle pricing resource.

 

Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program.

 

 

Protecting Your Vehicle

As part of our commitment toward member benefits, Century Federal offers various insurance products/services which include:

 

 

 

New Auto Loans

Tier 36 Month 48 Month 60 Month 72 Month 84 Month
Auto Rate (as low as) 2.50% 2.60% 2.70% 2.80% 3.50%

*Rates shown use APR.
Rates are subject to credit score. Rates are subject to change
Discount - 0.25% - Auto deduct or auto debit originated by Century Federal

Used Auto Loans

Tier 36 Month 48 Month 60 Month 72 Month 84 Month
Auto Rate (as low as) 3.10% 3.20% 3.30% 3.40% 4.10%

*APR = Annual Percentage Rate
Rates are subject to credit score. Rates are subject to change
Discount - 0.25% - Auto deduct or auto debit originated by Century Federal