Getting a Loan
Ready for some recreation? Finance your dream boat or RV with Century Federal today.

 

Apply for a New or Used Boat/RV Loan - With help from Century Federal, you could be relaxing in no time. We provide low rates, a variety of financing options (up to 180 months), quick turnaround and great service.

 

Refinance your Current Boat/RV Loan - Refinance your existing Boat/RV loan with Century Federal and you could save big. Generally, we can lower your rate, reduce your monthly payment and/or shorten the term of your loan.

Get started today with three ways to apply:

And Don't Forget - Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program.

 

 

Protecting Your Boat/RV

As part of our commitment toward member benefits, Century Federal offers various insurance products/services which include:

 

New Boat & RV Loans

  60 MONTH 84 MONTH 120 MONTH 144 MONTH 180 MONTH
BOAT/RV RATE* (AS LOW AS) 4.50% 4.75% 5.00% 5.25% 5.50%

*Rates shown use APR.
Rates are subject to credit score. Rates are subject to change
Discount - 0.25% - Auto deduct or auto debit originated by Century Federal

Loan Payment Example:
$50,000 for 60 months @ 4.50% = $932.00
$50,000 for 84 months @ 4.75% = $701.00
$50,000 for 120 months @ 5.00% = $530.00
$50,000 for 144 months @ 5.25% = $469.00
$50,000 for 180 months @ 5.50% = $409.00

Used Boat & RV Loans

  60 MONTH 84 MONTH 120 MONTH 144 MONTH 180 MONTH
BOAT/RV RATE*(AS LOW AS) 5.00% 5.25% 5.50% 5.75% 6.00%

*APR = Annual Percentage Rate
Rates are subject to credit score. Rates are subject to change
Discount - 0.25% - Auto deduct or auto debit originated by Century Federal

Loan Payment Example:
$50,000 for 60 months @ 5.00% = $944.00
$50,000 for 84 months @ 5.25% = $713.00
$50,000 for 120 months @ 5.50% = $543.00
$50,000 for 144 months @ 5.75% = $481.00
$50,000 for 180 months @ 6.00% = $422.00