Whatever Your Credit Card Needs - CFCU Has the Solution!

Century Federal Credit Union knows each person is different which means different wants and needs. That's why CFCU has a "Multibrand" Credit Card approach where we offer different types of cards and let YOU, the member, choose what's best for YOU!

Check out CFCU's Credit Card Program below and regardless of which Visa Credit Card you choose, it's accepted at millions of locations worldwide and with 24-hour Member Service! So why go elsewhere for any other card? Let us help you find the best Visa Credit Card for your purchasing needs! Just look at the options:

Visa Platinum Cash Back - No annual fee. Rates as low as 7.25% APR*. Earn 1% rebate on net purchases with no limit on rebate amounts*. Discover more about the Century Federal Credit Union Platinum Cash Back Visa Credit Card.

Apply online or download a PDF Cash Back brochure application.

myChoice Rewards - No annual fee. Rates as low as 8.99% APR*. A Rewards Card where purchases earn you points. Plus, you earn double points on Gas, Groceries, Restaurants (excluding Fast Food) and Pharmacies. Redeem your points for Cash, Gift Certificates, Merchandise or Travel. Discover more about the Century Federal Credit Union myChoice Rewards Visa Credit Card.

Apply online or download a PDF myChoice Rewards brochure application.

Young Adult Visa - Available for young adults 18 and over. This is excellent for building credit history.  Credit limit up to $2,500, fixed rate and no annual membership fee. (Young adults under the age of 21 will require a parent or guardian as cosigner.)

Business Visa – No annual fee. You mean business and so does our Business Visa credit card.  With travel rewards, purchase convenience, available credit and detailed reporting, you'll have what you need to nurture your thriving business. Discover more about the Century Federal Credit Union Business Visa Credit Card.

To apply, simply stop in a local CFCU branch or download a PDF Business Visa brochure application.

*Annual Percentage Rate.  A member's total unsecured CFCU loans cannot exceed $35,000.000. Unsecured loans include signature, line of credit/overdraft protection, credit card, and education loans. Visa subject to credit approval.  Rates are subject to credit score.  Good standing = $5.00 minimum share balance, no loan delinquency, and no loss to the credit union.

For more information stop in your Century Federal Credit Union location or call the CFCU Member Service Center at 216-535-3200 | 800-221-7728.

Credit Cards

Type APR* Term Limit
Platinum Cash Back Visa
7.25% Revolving up to $35,000**
Platinum Cash Back Young Adult Visa
16.90% Revolving up to $2,500**
myChoice Rewards Visa
8.99% Revolving up to $35,000**
myChoice Rewards Young Adult Visa
16.90% Revolving up to $2,500**
Business Visa
7.25% Revolving up to $35,000**
Secure Visa
15.35% Revolving up to $35,000**

*APR = Annual Percentage Rate
**Credit limit and rates subject to credit score

To report a lost or stolen CFCU Visa Card:
1-(800)-449-7728 and TTY 1-(800)-221-7728.

Traveling?  Call CFCU First!

Traveling is an exciting experience.  To avoid any issues using your credit union credit or debit cards on your trip, call our Member Service Center prior to your travel plans.  By noting upcoming travel on our records and in our system, we can ensure uninterrupted usage of your credit union cards.  During normal business hours please call the Member Support Center at (216) 535-3200, (800) 615-2328 if outside the local calling area.

Verified by Visa allows you to protect your Visa card online with a personal password. Visa provides reassurance that only you can use your Visa card online. Learn more about Verified by Visa.

Apply Online
CFCU Visa Gift Card
Access Your CFCU Visa Credit Card Online
Access CURewards