Equifax announced on September 7, that a breach of their systems has exposed the personal details of potentially more than 140 million U.S. consumers between May and July. Criminals hacked into Equifax systems and accessed details including names, social security numbers, and, in some cases, driver’s license numbers. In addition, credit card numbers of around 209,000 U.S. consumers and certain dispute documents with personal identifying information of around 182,000 U.S. consumers were accessed.
Here is what you should know:
How Century Federal interacts with Equifax:
- Following industry standards, Century Federal does report member information and credit history to all three credit bureaus (Equifax, Experian & Transunion). However, Century Federal only pulls credit bureau reports from Transunion as part of our underwriting process.
Here’s what you should do:
- Visit the Equifax website: https://www.equifaxsecurity2017.com/, where you can check to see if your personal information may have been stolen. Consumers can also call 866-447-7559 for more information.
- Also check your credit reports at both TransUnion and Experian— review your reports for any activities you don’t recognize.
- Sign up for Century Federal’s credit card and debit card alerts so you can monitor your accounts more closely.
- If you have not already done so, enroll for Century Federal’s Benefits Plus program. It’s available to all Century Federal share-draft account holders, is free for the first 60 days and offers identity theft protection services, fraud alerts, and credit reports.
(Published in September 2017)