Promotions- Century Federal Credit Union
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Century Federal Promotions

Black Friday Mortgage Refinance Promo 


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Skip the holiday shopping lines this year and head for Century Federal instead! For a limited time, refinance your mortgage loan with Century Federal Credit Union and you could save big on your monthly payment, with a .50% rate discount* on any qualifying mortgage product.  This offer is available on our 20-year, fixed-rate mortgage (Up to 80% LTV); 30-year, fixed-rate mortgage (Up to 80% LTV); 15-year fixed rate mortgage (Up to 85% LTV) and 15/15 ARM (adjustable rate mortgage Up to 85% LTV). To view the rates on all these products click here.

*Offer period is 11/24/17 – 12/2/17, with loan closing completed no later than 60 days after application date. Offer only available the following qualifying mortgage products: 15-year, fixed-rate mortgage; 20-year, fixed-rate mortgage; 30-year, fixed-rate mortgage; and 15/15 ARM (adjustable rate mortgage). Promotional offer includes a .50% discount off the qualifying rate on a qualifying mortgage product for a loan amount $50,000 or greater. Standard mortgage loan refinance application fees apply. Mortgage loan terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All mortgage refinance loans subject to approval. Minimum requirements to be eligible for Black Friday Mortgage Refinance Promotion include: 1) Apply for the loan during the offer period 2) Minimum loan amount of $50,000 3) Apply for a qualifying loan product 4) Automatic loan payment initiated by Century Federal Credit Union. Existing Century Federal Credit Union mortgage loans or applications submitted prior to the start of this promotion are not eligible for this promotional offer. 

No Loan Payments For 90 Days Offer 


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Think you have to wait until after the holidays to make that big purchase? Not anymore! You can now DEFER your first few payments* on any new qualifying loan for 90 days. 

*Available on any new, qualifying loan applications received 11/1/17-12/31/17. Qualifying loans are limited to Auto, Motorcycle, Boat, RV or unsecured term loans. Members must meet Century Federal’s standard minimum credit criteria and must be 18 years of age or older. This offer is not available for credit cards, mortgages, share secured and term-share secured loans.  This promotion is only for NEW qualifying loans only, and does not apply to existing loans. The loan applicant will be allowed to skip their loan payments for a period of 90 days from the day the loan goes closes. Offers, rates, terms, and conditions are subject to change, at any time without notice, and may vary based on creditworthiness and qualifications. Visit any Century Federal branch location or call 216-535-3200 for details or apply here today. 

Bumper Sticker Contest 


CFCU Bumper sticker for new website

Every month Century Federal is giving away $100* to one lucky member! If your vehicle is spotted with a Century Federal bumper sticker, you could be our winner.

Click here to request your bumper sticker by mail.

*No purchase is necessary to enter or win. The Bumper Sticker “Contest” is open to all Century Federal Credit Union members in good standing, who are legal residents of the United States and 18 years of age or older, residing in the Greater Cleveland area. Employees and Board Members of Century Federal Credit Union as well as their immediate family members are not eligible to participate in this Contest. The Contest period runs January 1, 2017 through December 31, 2017. A limited supply of bumper stickers will be available at each of the Century Federal’s seven branch locations. How to participate: STEP 1 – Obtain a bumper sticker from a local Century Federal branch. STEP 2 – Complete the bumper sticker registration form in full. Once complete the form must be mailed in to the address provided on the form or returned to one of the seven Century Federal branch locations. There is a limit of one bumper sticker registration per member. STEP 3 – The registered member must place the Century Federal bumper sticker on their automobile in a visible location. STEP 4 – Each month a representative from Century Federal will identify one member’s automobile that has a visible Century Federal bumper sticker. Once that vehicle is identified the Century Federal representative will confirm the bumper sticker registration information and contact the member to notify him/her of winning that month’s prize. A $100 VISA gift card will be awarded to the Contest winner each month. Winner must be able to claim the prize in person within 30 days of prize being awarded. Members can only win once during the contest period. All decisions are final and are at Century Federal's sole discretion. Valid photo I.D. must be provided to collect the Contest prize. In the event Century Federal is unable to contact a monthly winner within 10 business days of being selected, Century Federal will identify a new winner. Winner will be notified by email and/or phone. By accepting a Contest prize, the winner agrees to hold Century Federal and its directors, officers, and employees harmless against any and all claims and liabilities arising out of any injury or damage that may be caused or claimed to be caused out of the acceptance or use of the prize. All state and federal taxes are the sole responsibility of each winner. By accepting a prize, the winner consents to disclosure of his/her name and agree to grant Century Federal the right to use his/her name for promotional purposes. Century Federal will collect information from the entrants for marketing purposes and to notify the winner. Century Federal will not share this information with any third party, except as necessary for the administration of the Contest, the awarding of the prize, and winner notification as applicable. By registering an entry you accept and agree to be bound by these Contest rules. Any violation of these rules will result in disqualification. The Contest is void where prohibited or restricted by law. The sponsor and administrator of this Contest is Century Federal Credit Union, North Olmsted, Ohio.