Skip-a-Pay - Century Federal Credit Union
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Century Federal encourages members to make responsible financial decisions, but we also know there are times in life when making your monthly loan payment might be difficult for a number of reasons.
Our Skip-A-Pay Program provides a way to manage unexpected expenses. Instead of cutting corners to make your monthly Century Federal loan payment, you can skip your payment for a month and use those funds for other needs.

Skip-A-Pay Program Criteria:
  • Your loans must be current and in good standing
  • You may skip each eligible loan one time per calendar year
  • Credit Protection premium charges (if applicable) and interest will continue to accrue during the period to be skipped, which will extend the term of the loan
  • All terms and conditions of the loan will remain the same
  • Auto
  • Boat
  • Recreational Vehicle
  • Mobile Home
  • Camping Trailer
  • Signature
  • Line-of-Credit
  • Overdraft
Credit Cards, Mortgage, Share Secured and Term Share Secured loans are excluded from this program. Other restrictions may apply.
Simply select the month to skip your payment(s) on any qualifying loan and follow these easy steps:
  1. Complete the Skip-A-Pay Application
  2. Applications must be received the month PRIOR to the requested skipped month (For example, to skip your payment in December, your form must be submitted in November)
  3. There is a $30 processing fee for each loan payment you choose to skip; this fee can be paid by cash, check or transfer from your Share Savings Account
Deliver the application to any branch or mail it to:
Century Federal Credit Union
Attn: Skip-A-Pay
1240 E. 9th St., Rm. 719
Cleveland, OH 44199