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At Century FCU, we treat your goals—big or small—like they’re center court. We offer flexible solutions and real, local support.


Why This Checking Account Is A Total Game‑Changer

Keep More of Your Money

  • No monthly maintenance fees — no surprises, no penalties, no stress.
  • Open with just $100 — a tiny start for a big upgrade.
  • Earn dividends on balances of $1,000+ — your money works while you play.

All‑Star Convenience (Seriously, It’s Loaded)

Everything you need, right when you need it.

Zelle®

Send money to friends faster than a breakaway dunk.

Early Pay

Get your paycheck up to 2 days early — more time, more freedom, more fun.

30,000+ Surcharge‑Free ATMs

Access the MoneyPass & Alliance One networks — perfect for road trips, concerts, games, and last‑minute cash moments.

MasterMoney Debit Card

Secure and powerful. Your go‑anywhere, pay‑anywhere card.

Everything You Need, Right at Your Fingertips

Digital Tools

Digital Tools That Put You In Control

Your money, your rules — anytime, anywhere.

  • Free Online & Mobile Banking
  • Free Mobile Check Deposit
  • Free eStatements
  • Free Bill Pay
  • Real‑Time Payments (RTP): Receive funds instantly via Venmo or PayPal
  • Free Starter Checks to get rolling

Everything is fast. Everything is simple. Everything is built for your lifestyle.

Protection

Protection When The Game Gets Tough

Life happens — we help soften the blow.

  • Overdraft Line of Credit
  • Courtesy Pay
  • Tools to help manage and prevent overdrafts

Smart, flexible safety nets that keep you moving forward.

Perks

Exclusive Member Perks

Loan Discounts

Get a 0.25% rate discount on Personal Installment and Auto Loans when you use Auto Deduct from your Century Federal Checking.* More savings = more wins.

*.25% discount with automatic payments from your CFCU checking account, terms and eligibility apply.

Get Paid Early

Get Paid Early — Never Miss Tip‑Off Again

With Early Pay, your direct deposit can land up to 2 days early. No enrollment. No fees. Just an automatic perk for being part of the team.

How to set it up:

  1. Tell your employer you want direct deposit routed to Century Federal.
  2. Need help? Call us, visit a branch, or check out our online guide.

Transparent Rates. No Surprises.

Choose The Path That Fits Your Schedule