Musical Instrument Loans

Finance Your Passion with Century FCU

Whether you're a student musician, dedicated hobbyist, professional performer, or purchasing an instrument for a loved one, Century Federal Credit Union can help make your musical goals a reality. Our Musical Instrument Loan program provides affordable financing options for quality instruments, helping you invest in your talent without compromising your budget.

At Century FCU, we believe that music enriches lives and strengthens communities. That's why we offer personalized service, competitive rates, and a streamlined lending process designed to get you playing sooner.

Why Finance Your Instrument with Century FCU?

• Competitive rates and flexible terms
• Local lending decisions and personalized service
• Financing available for a wide range of instruments
• Simple application process
• Trusted financial partner dedicated to your success

What You'll Need to Apply

To help us process your Musical Instrument Loan application, please provide the following:

✅ Proof of Income

• Most recent pay stubs, or
• Two years of tax returns for self-employed borrowers and freelancers

✅ Instrument Documentation

• Current appraisal of the instrument, or
• Invoice from the seller

✅ Proof of Insurance

• Documentation showing the instrument is insured

✅ 20% Down Payment

• A minimum down payment of 20% of the purchase price is required

✅ Century FCU Membership

• Applicants must establish membership with Century Federal Credit Union before loan funding