Your Official Credit Union of the Cavs, Monsters, and Guardians

Cavs, Cleveland Monsters, Guardians

Save More Automatically!

Savings jar now at 10.47% APY*

Spend - Buy your morning latte for $3.28

Save - The difference of $.72 is transferred to your Savings Jar, currently set at 10.47%* interest rate.

Repeat - Continue building your savings with every debit card purchase!


What Is Savings Jar?

Savings Jar automatically rounds up your debit card purchases to the nearest dollar and moves the spare change into a special high‑interest savings account.

Think of it like a digital spare‑change piggy bank — but smarter, faster, and earning 10.47% APY.*

You buy something → it rounds up → you save → instantly.

How It Works

1. Choose Your Checking Account

Link any Century Federal checking account to start saving automatically.

2. Spend Like You Normally Do

Every debit card purchase is rounded up to the nearest dollar.

3. Watch Your Savings Grow

The extra change flows into a special Savings Jar account that earns a way higher rate than a regular savings account — currently 10.47% APY.*

4. Coming Soon: Give Back

You’ll also have the option to donate your round-up savings to a charitable organization of your choice. Effortless. Automatic. Impactful.

Save Without Thinking

Save Without Thinking

Perfect for new savers or anyone living paycheck to paycheck — round‑ups make saving painless.

Flexible Options

Flexible Options

Choose between high‑interest savings or future charitable contributions.

Track Every Penny

Track Every Penny

See your round‑ups by month, year, or since day one. You’ll be surprised how quickly it adds up.

Seamless Setup

Seamless Setup

Activate Savings Jar right in your self‑service digital banking — no paperwork, no hassle.

Made for Real Life

Made for Real Life

Designed to help members build healthy saving habits effortlessly.

Savings Jar Screen Capture

Easily Enroll in Savings Jar in Online Banking

Choose The Path That Fits Your Schedule