Become a Member Today | Century Federal Credit Union

Become a Member

Where your financial journey becomes a partnership — not a stress point.

Joining is simple — and once you're a member, you’re a member for life.

At Century Federal, you’re more than a customer. You’re a member‑owner with a team behind you that’s dedicated to helping you grow, thrive, and live fully. For over 75 years, we've supported more than 34,000 members across Northeast Ohio with modern banking tools, financial wellness resources, and people‑first service.

Ready to Bank Boldly?

Joining Century Federal means having a financial partner that celebrates your wins, helps you through challenges, and empowers your goals — one step at a time.

Join Online or Visit AnyFinancial Center

Your information is safe, secure, and protected. Choose the path that works best for you!

Who Can Join?

Becoming a member is easier than ever, and you have several ways to qualify.

Employees of Select Employer Groups (SEGs)

If you work (full‑time or part‑time) for one of our partnered organizations, you and your immediate family are eligible to join.

Family & Household Eligibility

You're also eligible if you’re related to, or live with, someone who qualifies.

Immediate family includes:

Spouse
Child
Parent
Sibling
Grandparent
Grandchild
(Includes step and adoptive relationships)

Household members include:

Anyone living in the same residence and sharing a single economic unit.

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Community Impact Fund Option (Open to All)

Want to join but don’t work for a SEG?

You can become eligible at no cost by supporting the Community Impact Fund (CIF).

CIF provides:

Financial education webinars
Money‑wellness resources
Programs that support financial well‑being in local communities

Membership in CIF is free — and it gives you full access to join Century Federal.

Join CFCU

Take the First Step Toward Membership.

Because banking should feel supportive, empowering, and human.

As a not‑for‑profit, member-owned credit union, we reinvest earnings back into our members through:

Better rates
Lower fees
Financial education
Personalized service
Modern digital tools
A community built on integrity, joy, and collaboration

Plus, your deposits are federally insured up to at least $250,000 and backed by the full faith and credit of the U.S. Government.

Becoming a member starts by opening a Share (Savings) Account with just $5. This begins your ownership in the credit union.

The online application takes about 10 minutes. Have these items ready:

Social Security Number
Driver’s license or government-issued ID
Home address & phone number
Email address
Bank account & routing number (if funding online)

We’ll guide you along the way with helpful tips throughout the application.

Identity Verification Notice

Federal law requires all financial institutions to verify the identity of individuals opening an account. You’ll be asked for identifying information such as:

Name
Street address
Date of birth
Government-issued ID

We may also report information to credit bureaus. Late or missed payments may impact your credit report.

*To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies each person that opens an account. When you open an account we will ask for your name, street address, date of birth and other information that allows us to identify you. We may ask to see your driver's license or other identifying documents. We may report information about you to credit bureaus. Late payments, missed payment or other defaults on your account may be reflected in your credit report.