Century Federal's
Free Checking Account is a convenient option for your day-to-day spending!
Features:
- No monthly maintenance fees
- Initial deposit of $25 to open
- Dividends paid on average daily balances of $1,000 or more
- .25%* discount on Personal Installment and Auto Loans with Auto Deduct from your CFCU Checking Account
- Zelle®️
- FREE starter checks
- FREE Online Banking, Bill Payment, eStatements & Mobile Deposit
- MasterMoney Debit Card featuring SecureCode, a simple and secure way to pay online
- MasterMoney Debit Card offers access to nearly 30,000 surcharge-free ATMs2 through MoneyPass and Alliance One
- To protect yourself from overdrafts, learn more about opening an Overdraft Line of Credit or opt in to Courtesy Pay in Online Banking
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Real-Time Payments (RTP), allowing you to receive funds instantly, 24/7.
Enjoy immediate transactions, enhanced convenience, and improved cash flow with our secure and reliable service. Perfect for managing payments from digital wallets like PayPal and Venmo, RTP ensures your money is always available when you need it.
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BNPL/PYP: Flex Your Budget and Pay Your Way with Buy Now, Pay Later
Buy Now, Pay Later (BNPL) offers two types of services available to eligible members with a Free Checking Account. Whether you are planning a purchase or looking to spread out payments for one you’ve already made, BNPL from CFCU can help manage your cash flow and stay within your budget.
Plan Your Purchase offers are for members who need funds upfront to make a purchase and would like to pay for the loan in installments over time.
Split Your Payments offers are available to members who have already made eligible debit card purchases and would like to pay for those purchases in installments over time.
To access your BNPL offers from CFCU, simply log into online banking and locate “Debit Buy Now, Pay Later”. View and accept your available BNPL offers in seconds, and accept the repayment terms that work for you. You will receive your funds in your account in moments.
2Additional transaction fees may apply when you use an ATM not owned by Century Federal or on the MoneyPass or Alliance One networks.
*.25% discount with automatic payments from your CFCU checking account