Visa Platinum Low Rate - Century Federal Credit Union
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Visa® Platinum Low Rate Card

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Century Federal’s Visa Platinum Low Rate credit card is an option for you if you prefer a card with the lowest possible interest rate to revolve balances or make a large purchase!

  • New Cardholder offer
    • Get 0% APR for 12 months on purchases!1
    • Get 0% APR for 12 months on balance transfers made within the first 90 days of opening your card!
  • Card details
    • Choose this card if you’re looking for a great low rate card.
    • Transfer balances from other high rate credit cards to the Visa Platinum Low Rate card 
      and save money. 
    • Perfect for large purchases paid off over time.
    • Get eStatements to track your monthly balance
  • No annual fee  

CFCU Visa Mobile App

With the CFCU Visa App, you can access your credit card account online, at home or on the go!

Download CFCU Visa mobile app for Apple          Download CFCU Visa mobile app for Google

Visa Platinum Low Rate FAQs


How do I access my account?

You can simply log in to Online Banking from a desktop computer and click on Credit Card Online feature to access your credit card account online. Here is the Credit Card Online guide.

Who do I call with additional questions about my card?

For any credit card related inquires please call Century Federal’s Member Service Center at 216-535-3200. If you have questions regarding your account outside of regular business hours, please contact the 24-hour customer service line at 1-866-820-3088.

Visa Platinum Low Rate Disclosure 

1Get 0% introductory APR on purchases and balance transfers for the first 12 billing cycles following account opening. Offer valid for new Century Federal Visa credit card accounts which meet qualifying criteria only. Balance Transfer offer valid only for 90 days after the new credit card account is opened. Balance transfers must be initiated from a non-Century Federal Visa credit card account to qualify. After the 12-month promotional period ends, the member’s annual percentage rate for purchases and balance transfers will adjust to their qualifying rate, depending on creditworthiness and other conditions. 3% Balance transfer fee applies. Visa rates, terms and conditions are subject to change at any time without notice, and may vary based on creditworthiness and qualifications. APR may adjust monthly with the market based on the Prime Rate following the end of the promotional period, although the rate will not exceed 17.99% APR. This offer is not available on Visa Platinum Secured cards.  

*APR= Annual Percentage Rate. Credit limits and rates are subject to creditworthiness and can change anytime without notice. 

**Secured VISA requires personal funds for card. Credit limit is based on the amount pledged. 

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Century Federal Member Service Center:
  • Local Phone Number 216-535-3200
  • Toll-Free Phone Number 800-615-2328
  • Monday-Friday: 7:30AM - 6:00PM
  • Saturday 8:00AM – 2:00PM

Century Federal Corporate Headquarters:
  • 4600 Rockside Rd.
  • Suite 204
  • Independence, OH 44131

Century Federal Routing Number:
  • 241075056
Century Federal Holiday Closure Schedule:
  • Wednesday, January 1, 2025 - New Year's Day
  • Monday, January 20, 2025 - Martin Luther King Jr. Day
  • Monday, February 17, 2025 - Presidents' Day
  • Monday, May 26, 2025 - Memorial Day
  • Thursday, June 19, 2025 - Juneteenth
  • Friday, July 4, 2025 - Independence Day
  • Monday, September 1, 2025 - Labor Day
  • Monday, October 13, 2025 - Columbus Day
  • Tuesday, November 11, 2025 - Veterans Day
  • Thursday, November 27, 2025 - Thanksgiving Day*
  • Wednesday, December 24, 2025, closing at 12:00 p.m. - Christmas Eve*
  • Thursday, December 25, 2025 - Christmas Day*
  • Thursday, January 1, 2026 - New Year's Day*

*More information about branch operations on these holidays

Same people, same values, same service

Century FCUCavsCleveland MonstersOfficial Credit Union of The Cleveland Cavaliers and The Cleveland Monsters

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