Visa Platinum Secured Card - Century Federal Credit Union
Skip to main content
return to homepage
Online Banking Enroll
  • Contact Us
  • Branch & ATM Locations
  • Apply for a Loan
 Century FCU
  • Solutions
    • Checking & Savings
      • Checking
      • Savings
      • Money Market
      • Certificates
      • IRA
    • Lending & Loans
      • Apply for a Loan
      • Refinancing
      • Auto & Motorcycle
        • First-Time Auto Buyer 
      • Mortgages
        • Ohio Homebuyer Plus Program
      • Home Equity Line of Credit
      • Signature Loans
      • Boat & RV
      • Hardship Assistance Program
      • PayDay Alternative Loan
      • Student Loans
    • Cards
      • Credit Cards
      • Debit Cards
        • Buy Now,Pay Later
        • Savings Jar
      • Gift Cards
      • Visa Perks
  • Member Resources
    • Convenience
      • Digital Banking
      • Digital Wallet
      • Zelle® 
      • Order Checks
      • Safe Deposit Box
      • Insurance
      • Financial Planning
      • Skip-a-Pay
      • Mortgage Upload Center
      • Upload Center
    • Additional Resources
      • Fraud Prevention
      • Insight Newsletter
      • Member Benefits
      • Member Loyalty
      • Guy Thorpe Scholarship
      • Financial Literacy
      • Helpful Links
      • Forms & Apps
      • Calculators
      • Rates
      • Disclosures
  • About Us
    • About Century Federal
    • Become a Member
    • Annual Meeting
    • ATM & Branch Location
    • ADA Compliance Notice
    • SEGs
    • Careers
    • Contact Us
    • FAQ
    • Privacy Policy
    • Mobile Card App Privacy Policy
    • Welcome to Our New Look!

Visa® Platinum Secured Card

  • Apply Now 
  • Ask a Question

A secured credit card looks and acts just like a traditional credit card, except that it is tied to a security deposit that is used as collateral for the credit card account. The refundable security deposit is held in your Century Federal savings account and is the value of the credit limit plus 25%.

For example: A credit limit of $500 will require a $625 security deposit held in your Century Federal savings account.

  • Card details
    • Excellent for building or repairing credit
    • Good option for new credit card users 
    • Fixed interest rate at 15.35% 
    • No annual fee
X
Facebook
Instagram
LinkedIn
Century Federal Member Service Center:
  • Local Phone Number 216-535-3200
  • Toll-Free Phone Number 800-615-2328
  • Monday-Friday: 7:30AM - 6:00PM
  • Saturday 8:00AM – 2:00PM

Century Federal Corporate Headquarters:
  • 4600 Rockside Rd.
  • Suite 204
  • Independence, OH 44131

Century Federal Routing Number:
  • 241075056
Century Federal Holiday Closure Schedule:
  • Wednesday, January 1, 2025 - New Year's Day
  • Monday, January 20, 2025 - Martin Luther King Jr. Day
  • Monday, February 17, 2025 - Presidents' Day
  • Monday, May 26, 2025 - Memorial Day
  • Thursday, June 19, 2025 - Juneteenth
  • Friday, July 4, 2025 - Independence Day
  • Monday, September 1, 2025 - Labor Day
  • Monday, October 13, 2025 - Columbus Day
  • Tuesday, November 11, 2025 - Veterans Day
  • Thursday, November 27, 2025 - Thanksgiving Day*
  • Wednesday, December 24, 2025, closing at 12:00 p.m. - Christmas Eve*
  • Thursday, December 25, 2025 - Christmas Day*
  • Thursday, January 1, 2026 - New Year's Day*

*More information about branch operations on these holidays

Same people, same values, same service

Century FCUCavsCleveland MonstersOfficial Credit Union of The Cleveland Cavaliers and The Cleveland Monsters

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. government Agency Equal Housing Lender Website designed by LKCS.  We do that.
Disclosures | Privacy Policy | Sitemap
Apply for a Signature Loan!
Learn More
Manage your money online

Online Banking Details
ATM Locations

Nearly 30,000 ATM Locations Nationwide
Find a Location