Platinum Young Adult Card - Century Federal Credit Union
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Visa® Platinum Young Adult Card

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This card is ideal for young adults looking to establish credit history and build a relationship with Century Federal.  

  • New cardholder offer
    • Get 0% APR for 12 months on purchases*
    • Get 0% APR for 12 months on balance transfers made within the first 90 days of opening your card
  • Card details
    • Excellent for building credit history  
    • Ideal for members between the ages of 18-25
    • Get credit line of up to $1,000
    • Fixed interest rate at 16.90% 
    • No negative credit history 
    • No annual fee 

*Get 0% introductory APR on purchases and balance transfers for the first 12 billing cycles following account opening. Offer valid for new Century Federal Visa credit card accounts which meet qualifying criteria only. Balance Transfer offer valid only for 90 days after the new credit card account is opened. Balance transfers must be initiated from a non-Century Federal Visa credit card account to qualify. After the 12-month promotional period ends, the member’s annual percentage rate for purchases and balance transfers will adjust to their qualifying rate, depending on creditworthiness and other conditions. 3% Balance transfer fee applies. Visa rates, terms and conditions are subject to change at any time without notice, and may vary based on creditworthiness and qualifications. APR may adjust monthly with the market based on the Prime Rate following the end of the promotional period, although the rate will not exceed 17.99% APR. This offer is not available on Visa Platinum Secured cards.

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Century Federal Member Service Center:
  • Local Phone Number 216-535-3200
  • Toll-Free Phone Number 800-615-2328
  • Monday-Friday: 7:30AM - 6:00PM
  • Saturday 8:00AM – 2:00PM

Century Federal Corporate Headquarters:
  • 4600 Rockside Rd.
  • Suite 204
  • Independence, OH 44131

Century Federal Routing Number:
  • 241075056
Century Federal Holiday Closure Schedule:
  • Wednesday, January 1, 2025 - New Year's Day
  • Monday, January 20, 2025 - Martin Luther King Jr. Day
  • Monday, February 17, 2025 - Presidents' Day
  • Monday, May 26, 2025 - Memorial Day
  • Thursday, June 19, 2025 - Juneteenth
  • Friday, July 4, 2025 - Independence Day
  • Monday, September 1, 2025 - Labor Day
  • Monday, October 13, 2025 - Columbus Day
  • Tuesday, November 11, 2025 - Veterans Day
  • Thursday, November 27, 2025 - Thanksgiving Day*
  • Wednesday, December 24, 2025, closing at 12:00 p.m. - Christmas Eve*
  • Thursday, December 25, 2025 - Christmas Day*
  • Thursday, January 1, 2026 - New Year's Day*

*More information about branch operations on these holidays

Same people, same values, same service

Century FCUCavsCleveland MonstersOfficial Credit Union of The Cleveland Cavaliers and The Cleveland Monsters

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. government Agency Equal Housing Lender Website designed by LKCS.  We do that.
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