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Savings Jar

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🫙 The Easiest Way to Save Money? Automate It.

Introducing Savings Jar — your effortless way to save more every day.

Saving money can be tough — especially when you're juggling bills, life, plans, and everything in between. Most people only save whatever happens to be left over, and let’s be honest… that usually isn’t much.

That’s why we created Savings Jar, the easiest, most stress‑free way to grow your savings without thinking about it.


What Is Savings Jar?

Savings Jar automatically rounds up your debit card purchases to the nearest dollar and moves the spare change into a special high‑interest savings account.

Think of it like a digital spare‑change piggy bank — but smarter, faster, and earning 10.47% APY.*

You buy something → it rounds up → you save → instantly.


💡 How It Works

✔️ 1. Choose Your Checking Account

Link any Century Federal checking account to start saving automatically.

✔️ 2. Spend Like You Normally Do

Every debit card purchase is rounded up to the nearest dollar.

✔️ 3. Watch Your Savings Grow

The extra change flows into a special Savings Jar account that earns a way higher rate than a regular savings account — currently 10.47% APY.*

✔️ 4. Coming Soon: Give Back

You’ll also have the option to donate your round-up savings to a charitable organization of your choice.

Effortless. Automatic. Impactful.


🌟 Key Features You’ll Love

💸 Save Without Thinking

Perfect for new savers or anyone living paycheck to paycheck — round‑ups make saving painless.

🔄 Flexible Options

Choose between high‑interest savings or future charitable contributions.

🔍 Track Every Penny

See your round‑ups by month, year, or since day one.
You’ll be surprised how quickly it adds up.

Seamless Setup

Activate Savings Jar right in your self‑service digital banking — no paperwork, no hassle.

💜 Made for Real Life

Designed to help members build healthy saving habits effortlessly.


🎉 Start Saving the Easy Way

Saving doesn’t have to be hard.
With Savings Jar, your change becomes your future — automatically.

Savings Jar at 10.47% APY*

If you have any questions or need further assistance, our dedicated team is here to help. Reach out to us via email at memberservice@cenfedcu.org or give us a call at 216-535-3200. We're always ready to support you on your financial journey.

 

*Savings Jar is designed to encourage increased debit card usage while simultaneously helping our members save at an enhanced interest rate, currently set at 10.47% APY. Dividends are credited to the Savings Jar account monthly, and round-ups from transactions are deposited nightly. Please note that the higher interest rate is subject to change and is set at the discretion of Century Federal Credit Union. Additionally, Century Federal Credit Union reserves the right to modify or discontinue the Savings Jar program and its features at any time. Participation in the Savings Jar program is subject to eligibility criteria set by Century Federal Credit Union.