Get ready to score big with Century Federal's Free Checking Account – the MVP for managing your day-to-day spending. Whether you're cheering courtside for the Cleveland Cavaliers or rooting for the Cleveland Monsters, we’ve got the financial tools to keep you in the game!
Why This Account is a Slam Dunk:
No Fouls, Just Benefits
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No monthly maintenance fees – Keep more money for tickets and gear!
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Open your account with just a $10 initial deposit – just like a game-changing assist.
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Earn dividends on daily balances of $1,000+ – an easy layup for your savings.
Team Player Discounts
All-Star Convenience
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Zelle®️ – Pass funds to friends or family as fast as a Cavs fast break.
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Early Pay – Get your paycheck up to 2 days early so you're ready for game day.
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Access nearly 30,000 surcharge-free ATMs² through MoneyPass and Alliance One – perfect for Monsters road trips.
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A MasterMoney Debit Card that keeps your online payments secure, just like a buzzer-beater block.
Free Tools for Better Playmaking
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FREE starter checks to get you started.
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FREE Online Banking, Mobile Deposit, eStatements, and Bill Payment.
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Real-Time Payments (RTP) – Funds instantly available, 24/7, for fast access via PayPal or Venmo.
Protection for Those Tough Plays
Flex Your Budget With Buy Now, Pay Later (BNPL)
Like drafting the perfect roster, you can plan your finances with Buy Now, Pay Later options:
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Plan Your Purchase – Need an advance for that new Cavs jersey or Monsters merch? Get the funds upfront and pay it in installments.
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Split Your Payments – Already made that big purchase? Spread the cost over time with no stress.
How to use BNPL:
Log into Online Banking, find "Debit Buy Now, Pay Later," and check out your offers. Choose what works for you and enjoy flexible repayment terms.
Get Paid Early and Never Miss Tip-Off
With Early Pay, your direct deposit can hit your account up to two days early. That means more time to grab tickets for the big game or hit the concession stands. And the best part? No enrollment is needed – just set up direct deposit with us!
How to Set It Up:
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Set up direct deposit with your employer.
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Visit us online, give us a call, or stop by your nearest branch for help.
Terms and eligibility apply. See below for details. For Century Federal Credit Union consumer checking accounts only; not available on CFCU: money market or business checking. Early Pay is a service that credits eligible ACH deposits up to two business days early. The timing of these transactions being credited is based on when the payer payment information is received by CFCU. As a result, the timing of credited transactions may vary, and funds may not always be received early. CFCU cannot guarantee Early Pay availability due to unanticipated circumstances. Eligible ACH deposits include, but are not limited to: payroll, pensions, and government deposits. Other deposits, such as check or mobile deposits and card transactions, are not eligible for Early Pay. Early Pay is automatic, requires no fee, and you can opt out at any time. Early Pay is offered at the discretion of CFCU, and we reserve the right to modify or cancel this service at any time without prior notice
Don’t Just Sit on the Bench – Join Our Winning Team!
When you open a Century Federal Free Checking Account, you’re setting yourself up for financial success. With every deposit, every transaction, and every perk, you’ll feel like an MVP.
Ready to join the action? Open your account today and let’s win together! 🏀🐾
2Additional transaction fees may apply when you use an ATM not owned by Century Federal or on the MoneyPass or Alliance One networks.
*.25% discount with automatic payments from your CFCU checking account, terms and eligibility apply.