Right now, you can earn up to $100* on a new or used auto loan and skip your loan payments for up to 90 days. Learn more!

Century Federal's auto and motorcycle loans provide a streamlined and hassle-free way to find, buy, and save on a new or used vehicle. On top of our great low rates, you'll get exclusive automotive discounts and perks.

• Simplified, no-stress pre-approval and buying experience
• Purchase incentives from local participating dealerships
• Multitude of discounted, vehicle protection products and services

Refinancing your vehicle: You can get a new auto loan rate on a car or motorcycle that is less than 12 months old and has been driven for less than 15,000 miles. Refinancing with us is very easy and we will help you save more money. Generally, we can lower your rate, reduce your monthly payment and/or shorten the term of your loan. 

Turn your dream into a reality with a Century Federal auto loan. Our auto loans include cars, trucks, SUVs and motorcycles. With our low rates and terms up to 84 months, we will help you choose an auto loan that best fits your budget.

Apply for a New/Used Auto Loan or New/Used Motorcycle Loan - When it comes to auto loans or motorcycle loans, we want our members to get an excellent deal. We provide low rates, a variety of financing options, quick turnaround and great service. With a vehicle loan from Century Federal, you can upgrade your car or motorcycle and save a ton.


Get started today with three ways to apply:

• Visit your local Century Federal branch
• Apply for an auto or motorcycle loan online
• Call our Member Service Center at 216-535-3200

And Don't Forget

If you have a trade-in or you're just interested to see what your current vehicle is worth, click here for the NADA vehicle pricing resource.

Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program.

As part of our commitment toward member benefits, Century Federal offers various insurance products/services which include:

• Guaranteed Asset Protection (GAP)
• Credit Life & Disability Insurance
• Mechanical Breakdown Protection