Auto & Motorcycle - Century Federal Credit Union
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Auto & Motorcycle Loans

Turn your dream into a reality with a Century Federal auto loan. Our auto loans include cars, trucks, SUVs and motorcycles. With our low rates and terms up to 84 months, we will help you choose an auto loan that best fits your budget.

Century Federal's auto and motorcycle loans provide a streamlined and hassle-free way to buy and save on a new or used vehicle. In addition to our great low rates, you'll get exclusive automotive discounts and perks, including:
  • Easy online application with quick decision
  • Simplified, no-stress pre-approval and buying experience
  • Purchase incentives from local participating dealerships
  • Multitude of discounted, vehicle protection products and services

Members Can Save Big on Used Auto Loans
Did you know that the average interest rate for people with good credit (700-749) in the state of Ohio is 7.73%*? It's true - and what's better is, as a member of Century Federal Credit Union, that same good credit score can get you a used auto loan for a low 3.41% APR**! That means for a $20,000 used auto, your monthly payment with Century Federal would be only $365 over the $403 monthly payment with the big rate big banks! Not only is that a $38 savings each month, but a $456 savings each year of the loan, and a $2,261 savings over the 5-year life of the loan! Click here to apply today.
*Source: / Minimum credit score 700
**3.41% APR current as of 9/1/21

Low Used Auto Loan Rates with Century Federal

Refinancing your vehicle: You can get a new auto loan rate on a car or motorcycle that is less than 12 months old and has been driven for less than 15,000 miles. Refinancing with us is very easy and we will help you save more money. Generally, we can lower your rate, reduce your monthly payment and/or shorten the term of your loan.

Apply for a New/Used Auto Loan or New/Used Motorcycle Loan - When it comes to auto loans or motorcycle loans, we want our members to get an excellent deal. We provide low rates, a variety of financing options, quick turnaround and great service. With a vehicle loan from Century Federal, you can upgrade your car or motorcycle and save a ton. 

Get started today with three ways to apply:

And Don't Forget 

If you have a trade-in or you're just interested to see what your current vehicle is worth, click here for the NADA vehicle pricing resource

Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program