Auto & Motorcycle - Century Federal Credit Union
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Auto & Motorcycle Loans

Auto and Motorcycle Loans-New/Used

Short on Time? Apply Online!

No need to call a loan officer or drive to the credit union for that auto loan you’ve been thinking about. You’ve got 24/7 access to the loan application process! Plus, you’ll receive a response within moments of applying, in most cases. We can finance cars, trucks, SUVs and motorcycles. With our low rates and terms up to 84 months, we will help you choose the loan that best fits your budget. Century Federal's auto and motorcycle loans include:
  • Easy online application process
  • Simplified no hassle preapproval experience
  • Purchase incentives from local participating dealerships
  • Low-cost vehicle protection products and services (GAP, Mechanical Breakdown, Credit Life and Credit Disability)


Purchase a New/Used Auto or Motorcycle Loan

When it comes to auto loans or motorcycle loans, we want our members to get an excellent deal. We provide low rates, a variety of financing options, quick turnaround and great service. With a vehicle loan from Century Federal, you can upgrade your car or motorcycle and save a ton. 

Members Can Save Big on Used Auto Loans

Did you know that the average interest rate for people with good credit (700-749) in the state of Ohio is 9.98%*? It's true - and what's better is, as a member of Century Federal Credit Union, that same good credit score can get you a used auto loan for a low 3.06% APR**! That means for a $20,000 used auto, your monthly payment with Century Federal would be only $384 over the $449 monthly payment with the big rate big banks! Not only is that a $65 savings each month, but a $780 savings each year of the loan, and a $4,114 savings over the 5-year life of the loan! Click here to apply today.
*Source: USNews.com / Minimum credit score 700
**3.06% APR current as of 3/14/22 and includes the 0.25% discount for enrolling in Auto Pay from your Century Federal Share Draft or Savings Account

Your monthly payment with Century Federal would be only $384. That is a $780 savings each year of the loan, and a $4,114 savings over the 5-year life of the loan!

Refinancing your Vehicle

You can get a new auto loan rate on a car or motorcycle that is less than 12 months old and has been driven for less than 15,000 miles. Refinancing with us is very easy and we will help you save money. Generally, we can lower your rate, reduce your monthly payment and/or shorten the term of your loan.

Lease Buyout

Keeping the vehicle you love and getting the best financing is easy with Century Federal. We can help you buy out your lease! With our competitive rates, flexible terms, and no payment for 90 days, let us help you discover why a lease buyout is the right option for you!

Get started with three ways to apply:

  • Visit your local Century Federal branch to apply in person
  • Apply for an auto or motorcycle loan online
  • Call our Member Service Center at 216-535-3200

  • And don't forget:

    If you have a trade-in or you're just interested to see what your current vehicle is worth, click here for the NADA vehicle pricing resource

    Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program

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