Skip to main content
Century Federal Credit Union
Bank Boldly. Live Fully.
  • Personal Banking
    • Personal Banking
    • Savings & Checking
      • Savings & Checking
      • Savings Account
        • Savings Account
        • Main Share Savings Account
        • Certificates
        • Money Market
        • Money Market Innovator
        • IRA
        • Youth Savings
        • Christmas Club Savings
      • Checking
        • Checking
        • Checking
        • Savings Jar
        • Open An Account
        • Apply For A Loan
        • Financial Center & ATM Locations
        • Contact Us
    • Loans
      • Loans
      • Home Loans
        • Home Loans
        • Mortgages
        • Ohio Homebuyer Plus Program
        • Home Equity Line of Credit
      • Vehicle Loans
        • Vehicle Loans
        • Auto & Motorcycle
        • First-Time Auto Buyer
        • Boat & RV Loans
      • Financing
        • Financing
        • Signature Loans
        • Student Loans
        • Refinancing
        • Musical Instrument Loans
        • Buy Now, Pay Later
      • Solutions
        • Solutions
        • Apply for a Loan
        • Hardship Assistance Program
        • Open An Account
        • Apply For A Loan
        • Financial Center & ATM Locations
        • Contact Us
    • Cards
      • Cards
      • Credit Card
        • Credit Card
        • Compare Credit Cards
        • Visa Signature Cash Back
        • Visa Platinum
        • Visa Platinum Rewards
        • Visa Platinum Young Adult Card
        • Visa Platinum Secured Card
      • Debit Card
        • Debit Card
        • MasterCard Debit Card
        • Open An Account
        • Apply For A Loan
        • Financial Center & ATM Locations
        • Contact Us
  • Business Banking
    • Business Banking
    • Business Solutions
      • Business Solutions
      • Business Benefits
        • Business Benefits
        • Business Advantage
        • Buckeye Business Advantage
      • Contact
        • Contact
        • Personalized Business Guidance
        • Open An Account
        • Apply For A Loan
        • Financial Center & ATM Locations
        • Contact Us
    • Business Accounts
      • Business Accounts
      • Savings
        • Savings
        • Business Share Savings Account
        • Business Money Market
        • Business Certificate of Deposit 
      • Checking
        • Checking
        • Business Checking
    • Business Loans
      • Business Loans
      • Commercial Lending Products
        • Commercial Lending Products
        • Commercial Real Estate Loans
        • Equipment Financing
        • Business Term Loans
      • Resources
        • Resources
        • Why Choose Century FCU?
        • Let's Talk About Your Business
  • Resources
    • Resources
    • Convenience
      • Convenience
      • Banking
        • Banking
        • Digital Banking
        • Digital Wallet
        • Zelle®
      • Online
        • Online
        • Order Checks
        • Forms & Apps
        • Claims Portal
        • Mortgage Upload Center
        • Upload Center
      • Services
        • Services
        • Safe Deposit Box
        • Insurance
        • Financial Planning
        • Skip-a-Pay
        • Open An Account
        • Apply For A Loan
        • Financial Center & ATM Locations
        • Contact Us
    • Education
      • Education
      • Information
        • Information
        • Fraud Prevention
        • Insight Newsletter
        • Financial Literacy
        • Calculators
        • Latest Buzz
      • Help
        • Help
        • Helpful Links
        • FAQs
    • About
      • About
      • Membership
        • Membership
        • Member Benefits
        • About Century FCU
        • Become a Member
        • SEGs
        • NextGen Scholarship
      • About Century FCU
        • About Century FCU
        • ATM & Financial Center Locations
        • Annual Meeting
        • Careers
        • Contact Us
        • Rates
        • Financial Condition
      • Legal
        • Legal
        • Disclosures
        • ADA Compliance Notice
        • Mobile Card App Privacy Policy
        • Privacy Notice
        • SMS Terms & Conditions
What Can We Help You Find?
Popular Searches:
  • Hours
  • Holiday Hours
  • Financial Center & ATM Locations
Routing Number: 241075056
  • Enroll in Online Banking
  • Request Password
Download Our App
  • Apple App Store
  • Google Play Store
Routing Number: 241075056

Mortgage Quiz

Century Federal offers the personalized mortgage financing experience that our members have come to expect. One of our Mortgage Loan Consultants will coordinate your loan process from start to finish. They will ensure that your borrowing experience is as quick and efficient as possible and that you receive the best possible loan rate!

Let's begin with a few basic questions.

Are you looking to purchase or refinance?
What type of mortgage option are you searching for?

A fixed-rate mortgage has an interest rate that remains the same for the life of the loan. In other words, your monthly principal and interest payments won't change. Fixed-rate mortgages tend to have a higher interest rate than an adjustable-rate mortgage, or ARM. This is an option to consider for those who plan to stay in the home they want to purchase for 15+ years.

An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that can change periodically. This means that the monthly payments can go up or down. Generally, the initial interest rate is lower than that of a comparable fixed-rate mortgage. This is an option to consider if you plan to stay in your home for 15 years or less.

What type of property is this?
How much do you want to put down?

Let's Connect

Century Federal offers the personalized mortgage financing experience that our members have come to expect. One of our Mortgage Loan Consultants will coordinate your loan process from start to finish. They will ensure that your borrowing experience is as quick and efficient as possible and that you receive the best possible loan rate!
* Indicates Required
Preferred Contact Method *

It looks like you're ready to buy a home!

We understand that you may not be at the stage of buying yet, but we recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.

When you are ready, submit secure documents to our mortgage team.

Fixed-Rate Mortgage

Check out our current fixed mortgage rates: 

Want to lower your closing costs?

Do you want to pay lower closing costs? Your closing costs can be as low as $250 for a fixed rate mortgage. Check out the rates for our low cost-mortgage:

  • View all of our mortgage rates

It looks like you're ready to buy a home!

We recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.  

If you are looking to put down 15% or less of the home value, our partner myCU mortgage is happy to assist you.

Are you a veteran or are you interested in a VA or FHA loan?

VA loans are for veterans who have served in the United States military and have veteran loan entitlement.

Federal Housing Administration program (FHA) loansare for home buyers looking for flexible credit guidelines and requirements and/or lower down payments.

Our partner myCU mortgage offers VA/FHA loans to veterans and to those seeking alternative home financing options. Learn more through a consultation with one of our mortgage loan consultants.

  • View myCU Mortgage Rates

It looks like you're ready to buy a vacation/second home!

Century Federal has partnered with myCU mortgage to help you get a home loan for a vacation/second home.

We recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.

  • View myCU Mortgage Rates

It looks like you're ready to buy a rental/investment property!

Century Federal has partnered with myCU mortgage to help you get a home loan for your rental/investment property.

We recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.

  • View myCU Mortgage Rates

It looks like you're ready to buy a home!

We understand that you may not be at the stage of buying yet, but we recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.

When you are ready, submit secure documents to our mortgage team.

Adjustable Rate Mortgage

Check out our great rates:

  • View all of our mortgage rates

It looks like you're ready to buy a home!

We recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.  

If you are looking to put down 15% or less of the home value, our partner myCU mortgage is happy to assist you.

Are you a veteran or are you interested in a VA or FHA loan?

VA loans are for veterans who have served in the United States military and have veteran loan entitlement.

Federal Housing Administration program (FHA) loansare for home buyers looking for flexible credit guidelines and requirements and/or lower down payments.

Our partner myCU mortgage offers VA/FHA loans to veterans and to those seeking alternative home financing options. Learn more through a consultation with one of our mortgage loan consultants.

  • View myCU Mortgage Rates

It looks like you're ready to buy a vacation/second home!

Century Federal has partnered with myCU mortgage to help you get a home loan for a vacation/second home.

We recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.

  • View myCU Mortgage Rates

It looks like you're ready to buy a rental/investment property!

Century Federal has partnered with myCU mortgage to help you get a home loan for your rental/investment property.

We recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.

  • View myCU Mortgage Rates

It looks like you're ready to refinance your home and possibly lower your mortgage rate!

We understand that you may not be at the stage of refinancing yet, but we recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your refinancing process.

When you are ready, submit secure documents to our mortgage team.

Fixed-Rate Mortgage

Check out our current fixed mortgage rates: 

Want to lower your closing costs?

Do you want to pay lower closing costs? Your closing costs can be as low as $250 for a fixed rate mortgage. Check out the rates for our low cost-mortgage:

  • View all of our mortgage rates

It looks like you're ready to refinance your vacation/second home! 

Century Federal has partnered with myCU mortgage to help you get a home loan for your vacation/second home.

We recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.

  • View myCU Mortgage Rates

It looks like you're ready to refinance your rental/investment property!

Century Federal has partnered with myCU mortgage to help you get a home loan for your rental/investment property.

We recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.

  • View myCU Mortgage Rates

It looks like you're ready to refinance your home and possibly lower your mortgage rate!

We understand that you may not be at the stage of refinancing yet, but we recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your refinancing process.

When you are ready, submit secure documents to our mortgage team.

Adjustable Rate Mortgage

Check out our great rates:

  • View all of our mortgage rates

It looks like you're ready to refinance your vacation/second home! 

Century Federal has partnered with myCU mortgage to help you get a home loan for your vacation/second home.

We recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.

  • View myCU Mortgage Rates

It looks like you're ready to refinance your rental/investment property!

Century Federal has partnered with myCU mortgage to help you get a home loan for your rental/investment property.

We recommend a consultation with one of our mortgage financing professionals to help guide you every step of the way during your home buying process.

  • View myCU Mortgage Rates
Request a Consultation

 

Mortgage Team

Email: mortgageteam@cenfedcu.org
Phone: 216-535-3210
Fax: 216-535-3209

The Official Credit Union of The Cleveland Cavaliers, The Cleveland Monsters, and The Cleveland Guardians

Century FCU

HQ Address:

4600 Rockside Rd.
Suite 204
Independence, OH 44131

Member Service Center:

Local: 216-535-3200

Toll-Free: 800-615-2328

Hours:

Mon - Thur: 9:00 AM - 4:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: 9:00 AM – 1:00 PM

Routing Number:

241075056

  • Disclosures
  • Privacy Notice
  • Website Accessibility
  • Holiday Hours
  • Sitemap

Copyright 2026 Century Federal Credit Union  |  Website Design by LKCS

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, a U.S. Government Agency Equal Housing Lender