Mortgages - Century Federal Credit Union
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Century Federal's mortgage loans offer an easy way to find, buy, and save on a new home or refinance your existing mortgage. On top of our great low rates, you'll also get:
  • Low closing costs
  • No application fees
  • Quick approval process
Our mortgages have great benefits including:
  • A variety of terms from 10 to 30 years
  • Borrowing up to 85% of your home’s appraised value
  • Fixed-rate and adjustable-rates, including a low-cost option with closing costs as low as $250
  • Financing options for owner-occupied, residential properties 
  • Specialty mortgage loan options, including: FHA, VA, USDA and low-down payment
Let our mortgage professionals help you determine the mortgage product that best meets your needs. Get started today and contact our Mortgage Loan Consultant at 216-535-3211.
As part of our commitment toward member benefits, Century Federal offers various supplemental insurance products/services which include:  

Refinance Your Mortgage Now for ONLY $250


architecture-bungalow-cottage-164466How would you like to reduce your monthly mortgage payments, lower your interest rates or take cash out of your home equity for large purchases? With a Low-Cost Mortgage from Century Federal, you can save big in more ways than one—and it all starts with low closing costs of only $250.


Our Low-Cost Mortgage is available for the following lending needs:

  • Offered on the following: 
  1. 10-year fixed rate mortgage loan 
  2. 15-year fixed rate mortgage loan 
  3. 20-year fixed rate mortgage loan 
  4. 30-year fixed rate mortgage loan
  • Available for refinancing an existing mortgage or a new home purchase
  • Minimum mortgage amount of $50,000
  • Available on residential, owner-occupied, 1-4 family properties


Century Federal has great rate options for all of our mortgage products, so even if the 10-Year, Low-Cost Mortgage isn’t the right fit for your currently borrowing needs—we can offer you a variety of alternatives to consider as well.


Century Federal staff can help you review your current mortgage situation and determine if refinancing your current loan with a 10-Year, Low-Cost Mortgage is the right option for you. Our Members Service Representatives are available at each of our branch locations or at 216-535-3200.