Personal Loans - Century Federal Credit Union
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Personal/Signature Loans

You’ve come to the right place for all of your lending needs. At Century Federal we offer loans that fit your life. For a limited time, we’ve got Signature/Personal Loans with a great low rate*. A Signature/Personal Loan is an unsecured loans that you can use for just about anything you like. The options are nearly endless. Here are just some of the things we can help you finance.
  • Adoption Services
  • College Expenses
  • Debt Consolidation
  • Dental or Medical Expenses
  • Funeral Expenses
  • Holiday Expenses
  • Home Improvements/Repairs
  • Moving Expenses
  • Property Taxes
  • School Tuition
  • Side Business Loan
  • Vacations
  • Veterinary Care
  • Wedding Expenses
Get started today with three ways to apply: And Don't Forget - Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program.

Holiday Loans: You can get a Holiday Personal Loan for as low as 10.50% APR* for 6-60 months. Your monthly payment** can be as low as $32, for a $1500 loan.

*APR = Annual Percentage Rate. Rate quoted as 10/31/17 and is subject to change at any time. **Payment quoted for a 60 month, $1500 loan at 10.50 APR.
Open a Century Federal Personal Line of Credit and have funds available when you need it most. Our Personal Line of Credit is a revolving credit line that gives you immediate access to extra cash when needed, up to $35,000. Plus, it offers additional peace of mind since it serves as an overdraft protection source for your Share-Draft Checking Account.

How Does it Work?

  • In the event of an overdraft on your Share-Draft Checking Account, the Personal Line of Credit will automatically advance to cover the overdraft item
  • Advance on your line of credit through Online/Mobile Banking or any of our branch locations
  • Make your loan payments through Online/Mobile Banking or any of our branch locations
  • Flexible Payment Options
  • And if you never advance on the Personal Line of Credit, there is no finance charge
Get started today with three ways to apply: And Don't Forget - Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program.

Century Federal provides payday alternative loans to serve our members’ short-term lending needs. This is a low-cost loan, meant to help you pay any outstanding bills, manage debt or get the financial resources you need in between pay checks. With this product, you’ll get:

  • Loans up to $1000
  • Express application process Loan approval within 1 business day
  • Same day ACH deposit of the loan amount
  • Loan term for up to 6 months 
  • Repayment options via ACH or payroll deduction

Apply for our Payday Alternative Loan today:

  • Visit any Century Federal Branch
  • $20.00 Application Fee. Must be collected upfront prior to loan submission