Open a Century Federal Personal Line of Credit and have funds available when you need it most. Our Personal Line of Credit is a revolving credit line that gives you immediate access to extra cash when needed, up to $35,000. Plus, it offers additional peace of mind since it serves as an overdraft protection source for your Share-Draft Checking Account.
How Does it Work?
- In the event of an overdraft on your Share-Draft Checking Account, the Personal Line of Credit will automatically advance to cover the overdraft item
- Advance on your line of credit through Online/Mobile Banking or any of our branch locations
- Make your loan payments through Online/Mobile Banking or any of our branch locations
- Flexible Payment Options
- And if you never advance on the Personal Line of Credit, there is no finance charge
Get started today with three ways to apply:
And Don't Forget -
Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program.