Personal Loans - Century Federal Credit Union
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Personal/Signature Loans

You’ve come to the right place for all of your lending needs. At Century Federal we offer loans that fit your life. For a limited time, we’ve got Signature/Personal Loans with a great low rate*. A Signature/Personal Loan** is an unsecured loan that you can use for just about anything you like. The options are nearly endless.

Here are just some of the things we can help you finance:


  • Adoption Services
  • College Expenses
  • Debt Consolidation
  • Dental or Medical Expenses
  • Funeral Expenses
  • Holiday Expenses
  • Home Improvements/Repairs
  • Moving Expenses
  • Property Taxes
  • School Tuition
  • Side Business Loan
  • Vacations
  • Veterinary Care
  • Wedding Expenses
Get started today with three ways to apply: And Don't Forget - Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program.

**Minimum loan amount for a signature loan is $500 and the maximum permissible loan amount is $35,000


Open a Century Federal Personal Line of Credit and have funds available when you need it most. Our Personal Line of Credit is a revolving credit line that gives you immediate access to extra cash when needed, up to $35,000. Plus, it offers additional peace of mind since it serves as an overdraft protection source for your Share-Draft Checking Account.

How Does it Work?

  • In the event of an overdraft on your Share-Draft Checking Account, the Personal Line of Credit will automatically advance to cover the overdraft item
  • Advance on your line of credit through Online/Mobile Banking or any of our branch locations
  • Make your loan payments through Online/Mobile Banking or any of our branch locations
  • Flexible Payment Options
  • And if you never advance on the Personal Line of Credit, there is no finance charge
Get started today with three ways to apply: And Don't Forget - Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program.

Century Federal provides payday alternative loans to serve our members’ short-term lending needs. This is a low-cost loan, meant to help you pay any outstanding bills, manage debt or get the financial resources you need in between pay checks.

With this product, you’ll get:

  • Loans up to $1000
  • Express application process Loan approval within 1 business day
  • Same day ACH deposit of the loan amount
  • Loan term for up to 6 months 
  • Repayment options via ACH or payroll deduction

Apply for our Payday Alternative Loan today:

  • Visit any Century Federal Branch
  • $20.00 application fee will be collected upfront prior to loan submission
 
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The holiday season can really do a number on our wallets. But Century Federal is here for our members. Take advantage of this special offer and receive:

  • An interest rate discount** of up to 0.50%
  • Option to defer loan payments for up to 90 days (that means no payments until after the holidays)
  • Fixed rate and monthly payments for up to 60 months

 

Apply Now

Get started today with three ways to apply:

And Don't Forget - Add money to your monthly budget by skipping one qualifying loan payment each year. You can defer a monthly payment for a small fee. Learn more about Century Federal's Skip-A-Pay Program.

 


**This offer is good for a limited time only. Promotional period is defined as November 14, 2018 – December 31, 2018. This offer may not be used in conjunction with any other discounts or offers. Membership eligibility requirements and some restrictions may apply. Rates, terms and conditions are subject to change at any time without notice. All loans are subject to qualifications and approval. If member’s loan meets all qualifications the member will receive up to a 0.50% discount off their qualifying rate and can set up the first payment date up to 90 days after the date of closing/disbursement. Interest will accrue during this deferment period. Rate discount and payment deferment requirements include: 1) Applying for the loan during the promotion period. 2) Loan must be and closing/disbursed by no later than December 31, 2018. 3) Loan must be new to Century Federal, existing Century Federal Signature Loans will not qualify. 4) Minimum loan amount is $1000. 5) Minimum loan term is 12 months. 6) Automatic loan payment set up from a Century Federal account.