Student Loans - Century Federal Credit Union
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Student Loans

The Smart Option Student Loan® for Century Federal by Sallie Mae®

This loan is designed for borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates. This loan is an ideal solution to help you pay for college expenses not covered by scholarships. 
Learn more about the Sallie Mae Smart Option or call 877-458-8285.

The Smart Option Student Loan® features and benefits:

  • Multiple in-school repayment options, plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Borrow up to 100% of the school-certified cost of attendance
  • Benefits and interest rate reduction available
  • Applying with a creditworthy cosigner may help you qualify
  • Students who maintain their Sallie Mae loans in good standing can request to make 12 monthly interest-only payments instead of full principal and interest payments after they finish school
For more information, visit Sallie Mae®

Century Federal is compensated by Sallie Mae® for the referral of Smart Option Student Loan® customers.

Federal Student Aid for College or Career School

The U.S. Department of Education provides grants, loans, and work-study opportunities to eligible students attending participating colleges or career schools. The Department is the source of nearly 70 percent of all student aid awarded in the U.S. each year. The vast majority of the Department's aid is not based on academic merit. For further information and an online application, visit the Department's Web site at Alternatively, you may call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243). TTY for the hearing-impaired is 1-800-730-8913.