Member Notice


Equifax Breach Information-Please be advised that Equifax has recently reported a data breach from approximately May-July 2017. This breach could impact millions of Americans, including Century Federal members. Following industry standards, Century Federal does report member information and credit history to all three credit bureaus (Equifax, Experian & Transunion). We advise members to visit the Equifax website ( for a full explanation of the breach and for details on how you could receive complimentary identity theft protection and credit file monitoring from Equifax. As always, we recommend that our members regularly check your credit score/history, monitor all accounts, set up credit card and debit card alerts on your Century Federal account and report any suspicious activity immediately.



Discover the Century Federal Difference

Ever wondered what the difference is between a credit union and a bank? The answer is a lot. A credit union is NOT a bank—it’s much better. It is an organization which is owned and directed by its members—not shareholders. So this means that as a member, you not only get all the industry-leading products and services available at any large banking institution, but you also get all the perks of credit union membership including:

So you might be asking yourself—What’s the catch? Why doesn’t everyone do business with credit unions if they are so much better than the big banks? The answer is simple. Most people aren’t aware of credit unions or aren’t eligible to join one. Most credit unions align themselves with employers or membership organizations to ensure that accounts will be managed effectively and Century Federal is no different. We are a Select Employee Group (SEG-based) credit union. So you or your family member must be employed with one of our 350+ SEGs to join. And once you become a member your membership is good for life, regardless of how long you continue to work for your current employer.

It’s really that simple. So what are you waiting for? Stop in at one of our branches or call us today at 216-535-3200 to learn more.

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36 month term rate
(currently as low as 2.50% APR*)

Visa - as low as
8.25% APR*
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15 Year (up to 85% LTV)
(currently 3.00% APR*)
(currently 4.25% APR*)
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Regular Share Savings -
0.10% APY**
Money Multiplier
0.20% APY**
48 Month Share Certificate -
1.70% APY**
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$1,000 to $4,999.99
0.03% APY**

$5,000 and over
0.05% APY**

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* Annual Percentage Rate ** Annual Percentage Yield
Rates are subject to credit score
Equal Housing Lender / NCUA
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