HELOC Lock Option
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HELOC with Lock Option 

Like flexibility? Check out our HELOC with Fixed Rate Lock Options


Are you planning to make renovations to your home? Do you want to consolidate debt? Are you dreaming about a vacation?

A Home Equity Line of Credit (HELOC) is an open-ended loan secured by your home’s equity, which is the market value of your home less any mortgage or loans secured by your home.  A HELOC allows you the convenience of borrowing again and again as you need funds without reapplying, and you only make payments on the amount you use.

Century Federal’s HELOC also offers you the option to lock in a great low rate for up to 10 years.

With a Century Federal HELOC you get:

  • Rates as low as prime minus .50%
  • Borrow and lock in a great low rate on your credit line up to 3 times during the draw period
  • Fixed Rate Lock Options for terms up to 120 months
  • Transfer funds from your HELOC to your Century Federal Checking or Savings accounts through our new Online Banking system or by visiting any Century Federal branch. Plus, we also issue checkbooks to write a check against your HELOC for an amount of or above $500


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