Century Federal’s secured credit cards are A Better Way to build or rebuild credit. A secured credit card looks and acts just like a traditional credit card, except that it is tied to a security deposit that is used as collateral for the credit card account. And members have the option to select either our
Platinum Cash Back Secured VISA® or myChoice Rewards Secured VISA®
- Choose between earning cash back or rewards for purchases
- Build or repair your credit
- Refundable security deposit held in your Century Federal savings account
- The security deposit is the value of the credit limit, plus 25% of the line amount
For example: A credit limit of $500 will require a $625 security deposit held in your Century Federal savings account.