Credit Cards - Century Federal Credit Union
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New Card Holder Gets: 

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  • 1% cash back on every purchase made - It's on auto mode
  • No limit on cash back amount
  • No minimum to redeem cash back
  • No annual fees  

New Card Holder Gets: 

  • Points for all purchases rewards cc small image
  • Double points on gas, groceries, restaurants (excluding fast food) and pharmacies 
  • Redeemable points can be used for cash, gift cards and purchasing a wide range of products from furnishings to houseware, listed here.  
  • No annual fees 

Choose between our myChoice Rewards VISA® or Platinum Cash Back VISA® : CFCU Credit Cards together small

  • Excellent for building credit history 
  • Get credit line of up to $2,500
  • Fixed APR of 16.90% 
  • Available for young adults 18 and over (Applicants under the age of 21 will require a parent or guardian as cosigner)

New Card Holder Gets:

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  • Offers purchase rewards, purchase convenience, high credit limits and detailed reporting 
  • Purchases earn points that can be used for airline travel. New card holders earn 500 bonus points 
  • Manage your money with accurate easy-to-use reporting tools 
  • No annual fees 

Century Federal’s secured credit cards are A Better Way to build or rebuild credit. A secured credit card looks and acts just like a traditional credit card, except that it is tied to a security deposit that is used as collateral for the credit card account. And members have the option to select either our

Platinum Cash Back Secured VISA® or myChoice Rewards Secured VISA®

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  • Choose between earning cash back or rewards for purchases
  • Build or repair your credit 
  • Refundable security deposit held in your Century Federal savings account
  • The security deposit is the value of the credit limit, plus 25% of the line amount

For example: A credit limit of $500 will require a $625 security deposit held in your Century Federal savings account.

Get started today with three ways to apply:

To report a lost or stolen Century Federal VISA Card:

  • 800-449-7728
  • (TTY) 800-221-7728

Traveling? Call Century Federal First!

Traveling is an exciting experience. To avoid any issues using your credit union credit or debit cards on your trip, call our Member Service Center prior to your travel plans. By noting upcoming travel on our records and in our system, we can ensure uninterrupted usage of your credit union cards. During normal business hours please call the Member Support Center at 216-535-3200.


*For a list of the eligible Visa cards from the Eligible & Participating Financial Institutions, visit


 NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING. Open only to legal 50 U.S. & D.C. residents who are 18 or older as of 7/1/19. Void in P.R. and where prohibited. Begins at 12:00 AM PT on 7/1/19, and ends at 11:59 PM PT on 9/30/19 (“Promotion Period”). TO ENTER: 1) Automatic Entry: An eligible Visa cardholder with an eligible Visa card issued by a participating PSCU member financial institution (see a list of the participating PSCU member financial institutions at will automatically receive one (1) Sweepstakes entry for each eligible Visa purchase made during the Promotion Period at a participating merchant location in the U.S. Automatic Entries must be made within the Automatic Entry Dates indicated in the chart in the Official Rules to be included in that Entry Period’s drawing only, and the Grand Prize drawing. 2) To Enter by Mail Without Purchase or Obligation: Hand-print your complete name, street address, city, state, ZIP code, daytime and evening telephone numbers (including area code), and a valid email address on plain 3" x 5" paper, and mail it in a #10 envelope with sufficient postage affixed, to: Visa 2019 Summer Promotion for PSCU, P.O. Box 7760, Melville, NY 11775-7760. Mailed entries must be postmarked within the Mailed Entry Postmark Dates indicated in the chart in the Official Rules, and received by the corresponding Mailed Entry Deadline indicated in the chart in the Official Rules, to be included in that Entry Period’s drawing only, and the Grand Prize drawing. Enter as often as you wish; however, each mailed entry will count as one (1) entry into that Entry Period’s random drawing and the Grand Prize drawing and must be mailed in a separate postmarked-and-stamped envelope. Mechanical reproductions prohibited. PRIZES: One (1) Grand Prize: $5,000 cash (awarded in the form of a check). Grand Prize will also include $2,200 cash (awarded in the form of a check) that can be used toward the payment of income taxes associated with the prize. Total ARV of Grand Prize: $7,200. Fourteen (14) Weekly Prizes: A $200 Uber Gift Card. Total ARV: $10,000. ODDS: Estimated odds of winning the Grand Prize are 1 in 340,698,713. Estimated odds of winning a Weekly Prize in Weeks 1 through 12 are 1 in 26,207,593. Estimated odds of winning a Weekly Prize in Week 13 are 1 in 13,103,797. The actual odds of winning depend upon the total number of eligible entries received during an Entry Period and overall. Sweepstakes subject to complete Official Rules. For a list of eligible Visa cards from the Eligible & Participating Financial Institutions and complete details, including various entry deadlines, see Official Rules available at SPONSOR: Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999.