Credit Cards - Century Federal Credit Union
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Blue card front

VISA SIGNATURE®
1.5% CASH BACK

New cardholder offer

  • Get 0% APR for 12 months on purchases1
  • Get 0% APR for 12 months on balance transfers made within 
    the first 90 days of opening your card
  • Earn $150 when you spend $1,000 in the first 90 days of opening a Century Federal Visa Signature account2

This card is best for … 

  • Earning Cash Back rewards
  • Earning cash back rebates on everyday spending
  • Average to excellent credit
  • Earn 1.5% cash back on all purchases and redeem on demand
  • Choose cash back rewards as an account credit or as a deposit to your Century Federal savings or checking account
  • Shop with many of your favorite retailers online and earn even more cash back
  • For members who are approved for a credit line of at least $5,000

Variable APR: 12.75% - 17.99% 

Visa Signature 1.5% Cash Back Disclosure
Annual Fee: None
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VISA® PLATINUM
LOW RATE CARD

New cardholder offer

  • Get 0% APR for 12 months on purchases1
  • Get 0% APR for 12 months on balance transfers made within 
    the first 90 days of opening your card

This card is best for … 

  • Large purchases paid off over time
  • Revolving balances 
  • Low interest rate
  • Average to excellent credit
  • Choose this card if you’re looking for a great low rate card
  • Transfer balances from other high rate credit cards to the Visa Platinum Low Rate card and save money
  • Perfect for large purchases paid off over time
Variable APR: 8.75% - 17.99%

Credit Card Agreement and Disclosure
Annual Fee: None
myChoice CC Image with EMV Chip

VISA® PLATINUM
MY CHOICE REWARDS

New cardholder offer

  • Get 0% APR for 12 months on purchases1
  • Get 0% APR for 12 months on balance transfers made within 
    the first 90 days of opening your card

This card is best for … 

  • Earning points on all purchases, redeemable for cash, gift cards, or merchandise
  • Earning points on everyday spending that you can redeem for gift cards, housewares, and more
  • Average to excellent credit
  • Earn points on purchases and redeem for cash, gift cards, etc.
  • Earn double points on gas, groceries, restaurants (excluding fast food) and pharmacies
  • Redeem points for cash, gift cards, travel and a wide range of merchandise www.curewards.com
Variable APR: 10.49% - 17.99% 

Credit Card Agreement and Disclosure
Annual Fee: None

Visa Platinum Young Adult  


This card is great for first time cardholders! 


This card is ideal for young adults looking to establish credit history and build a relationship with Century Federal.  

Card Details Apply Now

 

Visa Platinum Secured 


Excellent for building or repairing credit! 


A secured credit card looks and acts just like a traditional credit card, except that it is tied to a security deposit that is used as collateral for the credit card account. The refundable security deposit is held in your Century Federal savings account and is the value of the credit limit plus 25%.

Card Details Apply Now  

 

Visa Business


Get this card for your business expenses! 


This card offers purchase rewards, purchase convenience, high credit limits and detailed reporting for all your business needs! 

Card Details Apply Now

 

To report a lost or stolen Century Federal Visa Card

  • 800-449-7728
  • (TTY) 800-221-7728

Traveling? Call Century Federal First!

Traveling is an exciting experience. To avoid any issues using your credit union credit or debit cards on your trip, call our Member Service Center prior to your travel plans. By noting upcoming travel on our records and in our system, we can ensure uninterrupted usage of your credit union cards. During normal business hours please call the Member Support Center at 216-535-3200. 

FAQs

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Electronic Services

  • Where are your ATMs?

  • What are your ATM fees?

  • Do you offer a debit card?

  • What do I do if my MasterCard Debit Card or ATM Card is not working?

  • How do I report a lost or stolen ATM Card or MasterCard Debit Card?

  • Is there a fee for using your online Home Banking service?

  • Is there a fee for using your online Bill Payer service?

  • What can I do on the Audio Response System?

  • How much does it cost to use Audio Response System?

  • What is the Audio Response System phone number?

  • How do I use the Audio Response System?

  • What is the difference between Audio Response System and Online Banking?


1Get 0% introductory APR on purchases and balance transfers for the first 12 billing cycles following account opening. Offer valid for new Century Federal Visa credit card accounts which meet qualifying criteria only. Balance Transfer offer valid only for 90 days after the new credit card account is opened. Balance transfers must be initiated from a non-Century Federal Visa credit card account to qualify. After the 12-month promotional period ends, the member’s annual percentage rate for purchases and balance transfers will adjust to their qualifying rate, depending on creditworthiness and other conditions. 2% Balance transfer fee applies. Visa rates, terms and conditions are subject to change at any time without notice, and may vary based on creditworthiness and qualifications. APR may adjust monthly with the market based on the Prime Rate following the end of the promotional period, although the rate will not exceed 17.99% APR. This offer is not available on Visa Platinum Secured cards.

 

2This offer is only available to members opening a new Century Federal Visa Signature account. To qualify and receive your bonus, you must use your new credit card account to make purchases totaling $1,000 or more during the first 90 days from account opening. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions. Once the qualification criteria has been met, the $150 bonus will be posted to the member’s Cash Back Mall account and the bonus will be reflected on the member’s credit card statement/eStatement.

 

*APR= Annual Percentage Rate. Credit limits and rates are subject to creditworthiness and can change anytime without notice. 

**Secured VISA requires personal funds for card. Credit limit is based on the amount pledged.