✨ Join Century Federal Credit Union
Where your financial journey becomes a partnership — not a stress point.
At Century Federal, you’re more than a customer. You’re a member‑owner with a team behind you that’s dedicated to helping you grow, thrive, and live fully. For over 75 years, we've supported more than 34,000 members across Northeast Ohio with modern banking tools, financial wellness resources, and people‑first service.
Joining is simple — and once you're a member, you’re a member for life.
💚 Who Can Join?
Becoming a member is easier than ever, and you have several ways to qualify.
✔️ 1. Employees of Select Employer Groups (SEGs)
If you work (full‑time or part‑time) for one of our partnered organizations, you and your immediate family are eligible to join.
✔️ 2. Family & Household Eligibility
You're also eligible if you’re related to, or live with, someone who qualifies.
Immediate family includes:
- Spouse
- Child
- Parent
- Sibling
- Grandparent
- Grandchild
(Includes step and adoptive relationships)
Household members include:
- Anyone living in the same residence and sharing a single economic unit.
✔️ 3. Community Impact Fund Option (Open to All)
Want to join but don’t work for a SEG?
You can become eligible at no cost by supporting the Community Impact Fund (CIF).
CIF provides:
- Financial education webinars
- Money‑wellness resources
- Programs that support financial well‑being in local communities
Membership in CIF is free — and it gives you full access to join Century Federal.
🌱 Why Join Century Federal?
Because banking should feel supportive, empowering, and human.
As a not‑for‑profit, member-owned credit union, we reinvest earnings back into our members through:
- Better rates
- Lower fees
- Financial education
- Personalized service
- Modern digital tools
- A community built on integrity, joy, and collaboration
Plus, your deposits are federally insured up to at least $250,000 and backed by the full faith and credit of the U.S. Government.
💵 What You Need to Open Your Membership
Becoming a member starts by opening a Share (Savings) Account with just $5.
This begins your ownership in the credit union.
The online application takes about 10 minutes.
Have these items ready:
- Social Security Number
- Driver’s license or government-issued ID
- Home address & phone number
- Email address
- Bank account & routing number (if funding online)
We’ll guide you along the way with helpful tips throughout the application.
🖥️ Join Online or Visit Any Branch
Choose the path that works best for you:
👉Apply Online Now— quick, secure, and convenient
👉Visit a Branch — we're happy to help in person
Your information is safe, secure, and protected.
⚖️ Identity Verification Notice
Federal law requires all financial institutions to verify the identity of individuals opening an account. You’ll be asked for identifying information such as:
- Name
- Street address
- Date of birth
- Government-issued ID
We may also report information to credit bureaus. Late or missed payments may impact your credit report.
🎉 Ready to Bank Boldly?
Joining Century Federal means having a financial partner that celebrates your wins, helps you through challenges, and empowers your goals — one step at a time.
👉 Become a Member Today
*To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies each person that opens an account. When you open an account we will ask for your name, street address, date of birth and other information that allows us to identify you. We may ask to see your driver's license or other identifying documents. We may report information about you to credit bureaus. Late payments, missed payment or other defaults on your account may be reflected in your credit report.