Hardship Assistance Program - Century Federal Credit Union
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Hardship Assistance Program

Loan Payment Assistance 

As a courtesy to our members that may be experiencing a temporary financial hardship, we offer those in need the Hardship Assistance Program.

To discuss any of our available programs, and to see if you qualify, please contact our Hardship Assistance Team at 216-535-3201 or by emailing hardship@cenfedcu.org. The team will be able to guide you through the necessary steps and provide you with the help that you need.
 

For hardship assistance with credit card payments, please call 866-820-3088.  

Dedicated hardship assistance line

If you are experiencing financial hardship, now or in the future, one of our representatives are here to assist you at 216-535-3201 from 8 a.m. to 4 p.m. ET Monday through Friday.

We are here for you—anytime, anywhere.

Our commitment is to serve you. You can always bank with us anytime, anywhere online or through our mobile app. And if you're experiencing account hardship due to coronavirus, we can help. We're here to make banking easier for you.

With Century Federal Credit Union Online and Mobile Banking, you can always:
  • Check your accounts for balances and view the latest transaction information
  • Securely and remotely deposit checks with your mobile device
  • Manage your account profile to ensure your contact information is up to date, including email address
  • Send and receive money to virtually anyone with a valid U.S. phone number or email address with QuickPay P2P
  • Pay bills, including your Century Federal credit cards, loans, mortgages and other bills
  • Transfer money between your accounts
If you are new to online and mobile banking, it's easy to enroll and get started. For online banking, you can visit our home page to sign up and login for the first time, or you can also download our mobile app by clicking the appropriate App Store for your mobile device:


Download our mobile app on the Apple App Store    Download our mobile app on the Google Play Store

Our branches are here for you too

Use our branch and ATM locator to view the status of your preferred branch and our network of more than 30,000 fee-free ATMs. Please take the recommended safety precautions when utilizing ATM machines of any kind, as well as handling cash or other currency.

Stay safe

During these challenging times, our members’ health, safety and security is our top priority. That's why in addition to following guidance from the U.S. Centers for Disease Control (CDC), the Governor of Ohio, and the Ohio Department of Health, we have implemented enhanced cleaning procedures at our branches and offices.

And, please recognize that during these types of situations, you may receive fraudulent attempts (via phone, e-mail, or text) to obtain your personal information, including passwords or other confidential information. Remember that Century Federal Credit Union will never call to ask for your password or any other confidential information.

Our Member Services Center is also available for your questions at 216-535-3200 from Monday-Friday from 7:30AM - 6:00PM, and Saturday 8:00AM – 2:00PM ET. You may also contact us by email at memberservice@cenfedcu.org. 

As always, thank you for choosing Century Federal Credit Union. Together We’re Better!


Interest will accrue during the 90-day no payment period for each of the deferral programs.
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Century Federal Member Service Center:
  • Local Phone Number 216-535-3200
  • Toll-Free Phone Number 800-615-2328
  • Monday-Friday: 7:30AM - 6:00PM
  • Saturday 8:00AM – 2:00PM

Century Federal Corporate Headquarters:
  • 4600 Rockside Rd.
  • Suite 204
  • Independence, OH 44131

Century Federal Routing Number:
  • 241075056
Century Federal Holiday Closure Schedule:
  • Wednesday, January 1, 2025 - New Year's Day
  • Monday, January 20, 2025 - Martin Luther King Jr. Day
  • Monday, February 17, 2025 - Presidents' Day
  • Monday, May 26, 2025 - Memorial Day
  • Thursday, June 19, 2025 - Juneteenth
  • Friday, July 4, 2025 - Independence Day
  • Monday, September 1, 2025 - Labor Day
  • Monday, October 13, 2025 - Columbus Day
  • Tuesday, November 11, 2025 - Veterans Day
  • Thursday, November 27, 2025 - Thanksgiving Day*
  • Wednesday, December 24, 2025, closing at 12:00 p.m. - Christmas Eve*
  • Thursday, December 25, 2025 - Christmas Day*
  • Thursday, January 1, 2026 - New Year's Day*

*More information about branch operations on these holidays

Same people, same values, same service

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