Signature Loans - Century Federal Credit Union
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Signature Loans

At Century Federal, we offer personal loans and lines of credit at competitive rates. Personal loans can be used to consolidate debt, fund back-to-school expenses, take a vacation, repair your car, cover unexpected expenses and more.

Signature Loan

A signature loan is an unsecured personal loan you can get without having to put down any property or assets as collateral. It’s called a signature loan because you can get approved with your signature and your personal credit history.

Typical Uses for a Signature Loan


Medical Emergencies, Major Purchase, Unexpected Car Repair, Home Renovations, Credit Card Debt Consolidation, Vacations, Wedding

Personal Line of Credit / Overdraft Protection

Open a Century Federal Personal Line of Credit and have funds available when you need it most. Our Personal Line of Credit is a revolving credit line, similar to a credit card, that gives you immediate access to extra cash when needed, up to $35,000. Plus, you can use the funds available on the line of credit when you need extra protection against checking account overdrafts, giving you additional peace of mind.

How Does it Work?

  • In the event of an overdraft on your Share-Draft Checking Account, the Personal Line of Credit will automatically advance to cover the overdraft item
  • Advance on your line of credit through Online/Mobile Banking or any of our branch locations
  • Make your loan payments through Online/Mobile Banking or any of our branch locations
  • Flexible Payment Options
  • If you never advance on the Personal Line of Credit, there is no finance charge

Apply Now

To speak with a member of our team: And Don't Forget - You can add money to your monthly budget by skipping one qualifying loan payment each year for a small fee. Learn more about Century Federal's Skip-A-Pay Program.