At Century Federal, we offer personal loans and lines of credit at competitive rates. Personal loans
can be used to consolidate debt, fund back-to-school expenses, take a vacation, repair your car, cover unexpected expenses and more.
A signature loan is an unsecured personal loan you can get without having to put down any property or assets as collateral. It’s called a signature loan because you can get approved with your signature and your personal credit history.
Typical Uses for a Signature Loan
Personal Line of Credit / Overdraft Protection
Open a Century Federal Personal Line of Credit and have funds available when you need it most. Our Personal Line of Credit is a revolving credit line, similar to a credit card, that gives you immediate access to extra cash when needed, up to $35,000. Plus, you can use the funds available on the line of credit when you need extra protection against checking account overdrafts, giving you additional peace of mind.
How Does it Work?
- In the event of an overdraft on your Share-Draft Checking Account, the Personal Line of Credit will automatically advance to cover the overdraft item
- Advance on your line of credit through Online/Mobile Banking or any of our branch locations
- Make your loan payments through Online/Mobile Banking or any of our branch locations
- Flexible Payment Options
- If you never advance on the Personal Line of Credit, there is no finance charge
To speak with a member of our team:
And Don't Forget -
You can add money to your monthly budget by skipping one qualifying loan payment each year for a small fee. Learn more about Century Federal's Skip-A-Pay Program.