Certificates of Deposit (CDs)

Make the most of your money and enjoy guaranteed returns with a Century Federal Credit Union Certificate. Term-Share Certificates allow you to maximize your savings by providing guaranteed returns that you can access on a set maturity date. These are best for members who:

• want to earn at a higher dividend rate than traditional savings;
• don't need flexible access to savings;
• are interested in making a single deposit.

Century Federal's Term-Share Certificates provide a variety of terms and deposit amounts to help you maximize your return on savings.

Features:

• Open with as little as $500
• Fixed rate of return (earn higher rates with longer terms)
• Variety of terms available from 3-71 months with automatic renewal
• NCUA insured up to $250,000

Boost Your Savings Potential with a Step-Up CD

What is a Step-Up CD? A Step-Up CD is a fixed-term certificate of deposit account. Members have the option prior to maturity to request a one-time rate increase up to 1.00% above the existing interest rate. For example, if rates increase during the term of your CD, and your current APY is  0.10%, you may request an increase up to 1.10% for the remainder of your term.

Teach your children to save responsibly and help them plan for the future with a DreamMaker Term-Share Certificate.

Features:

• Open with as little as $100
• Fixed rate of return
• 6-month term option
• NCUA insured up to $250,000

Now Is The Time To Move Your Money!

Century Federal Credit Union is committed to providing members with CD rate offers that are competitive. We are now offering a 37-Month CD Special, now is the time to move your money.

• New money required
• Minimum opening deposit $500
• Fixed interest rate
• Higher APY
• No penalty if held to term