Make the most of your money and enjoy guaranteed returns with a Century Federal Credit Union Certificate. Term-Share Certificates allow you to maximize your savings by providing guaranteed returns that you can access on a set maturity date. These are best for members who:
- want to earn at a higher dividend rate than traditional savings;
- don't need flexible access to savings;
- are interested in making a single deposit.
Century Federal's Term-Share Certificates provide a variety of terms and deposit amounts to help you maximize your return on savings.
- Minimum opening deposit $500
- Fixed rate of return
- Variety of terms available from 3-71 months with automatic renewal
- NCUA insured up to $250,000
Boost Your Savings Potential with a Step-Up CD
What is a Step-Up CD? A Step-Up CD is a fixed-term certificate of deposit account. Members have the option prior to maturity to request a one-time rate increase up to 1.00% above the existing interest rate. For example, if rates increase during the term of your CD, and your current APY is 0.10%, you may request an increase up to 1.10% for the remainder of your term.