Privacy Notice

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Click here to download a copy of the Century Federal Credit Union Privacy Notice
Click here to view our Mobile Card App Privacy Policy
Click here to view our SMS Terms and Conditions

Table showing what Century Federal Does with your personal information
FACTS	WHAT DOES CENTURY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number Account Balances Credit history Credit Scores Payment History Checking Account Information Cellular GPS Locational Data Device Identifiers, usage analytics, and network information.
HOW?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Century Federal Credit Union chooses to share; and whether you can limit this sharing.

Mobile information and SMS consent will not be shared with third parties or affiliates for marketing or promotional purposes.

Table showing reasonse Century Federal Credit Union can share your personal information
Reasons we can share your personal information	Does Century Federal Credit Union share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.	Yes	No
For our marketing purposes – To offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes – information about your transactions and experiences	Yes	Yes
For our affiliates' everyday business purposes – information about your creditworthiness	Yes	Yes
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Table showing how to limit your sharing
To limit our sharing	Call 216-535-3200 - our menu will prompt you through your choices Print, complete, and mail the Century Federal Privacy Policy Mail-in Form to: Century Federal Credit Union \| 28251 Lorain Road \| North Olmsted, OH 44070 Please Note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Table showing phone number to call with questions
Questions?	Call 216-535-3200

Table showing who Century Federal Credit Union is
Who We Are
Who is providing this notice?	Century Federal Credit Union

Table showing what we do
What We Do
How does Century Federal Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Century Federal Credit Union collect my personal information?	We collect your personal information, for example, when you: open an account or deposit money pay your bills or apply for a loan use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market you sharing for non affiliates to market you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on the account - unless you tell us otherwise.

Table showing definitions
Definitions
Affiliates:	Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include non-financial companies such as credit card and insurance companies
Nonaffiliates:	Companies not related by common ownership or control. They can be financial and non-financial companies. Century Federal Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing:	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include: Our joint marketing partners include credit card companies and insurance companies.

Last Revised:03/2024

SMS Communication Policy

Century Federal Credit Union may provide SMS (text messaging) communications to members for account notifications, service updates, and marketing purposes.

If you choose to provide your mobile phone number and opt in to receive SMS messages, the following terms apply:

We do not share SMS consent or your mobile phone number with third parties or affiliates for marketing purposes.
Message frequency may vary based on your account activity and communication preferences.
Message and data rates may apply from your wireless carrier.
You may opt out of SMS messages at any time by replying STOP to any message.
For assistance, reply HELP or contact us at (216) 535-3200 or https://www.cenfedcu.org/about-us/contact-form

Privacy Notice

Mobile information and SMS consent will not be shared with third parties or affiliates for marketing or promotional purposes.

SMS Communication Policy

For more information about how we collect, use, and protect your personal information, please review this Privacy Notice at Privacy Notice