How to Become a Member of Century Federal Credit Union

Serving more than 28,000 members, Century Federal Credit Union is a member-owned, not-for-profit financial cooperative with over $349 million in assets. Century Federal is one of the largest credit unions in northeast Ohio and was federally chartered in 1948.

Century Federal is a Select Employee Group (SEG) type of credit union where a company/organization must first sign up in order to provide you, as an employee, and your family members access to the credit union's services.  Once you become a member you are a MEMBER FOR LIFE!

Century Federal is federally chartered which means your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


All of the information you need to become a member is listed below.

You must be a current employee (full or part-time), member or volunteer of one of our Select Employee Groups (SEGs).  Membership is also extended to individuals who are members of an "immediate family or household" of an eligible individual.

  • Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild.  This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.
  • Household is defined as persons living in the same residence maintaining a single economic unit.

Download a membership application for either individual accounts or for joint accounts and be sure to complete the following sections:

      1. Account Type
      2. Personal Information (Note: Eligibility for Membership is the name of your Employer, Association or Related Family Member)
      3. Joint Information (Only required with Joint Account Holder)
      4. Account Services
      5. Account Designations (Required for Beneficiary or POD)
      6. Authorization
  • The requirement for membership is opening a Share (Savings) Account with a minimum $5.00 deposit.  (Applications can not be accepted without a minimum $5.00 share account deposit).
  • A minimum deposit of $25.00 is required if opening a Share Draft Checking Account.
  • Mail your completed application with a copy of your Driver’s License or State Issued Identification, plus proof of eligibility (Photocopy of work I. D., current pay stub or name and address of referring family member).
  • You will receive confirmation of receipt and your New Account Membership Packet with your account card/account number by mail within 5 to 7 business days.

You can also apply for Century Federal membership in person at any one of our area branch locations.

Need our mailing address or have any questions?

Century Federal Credit Union

28251 Lorain Road
North Olmsted, OH  44070
Attn: Member Support Center
Phone:  216-535-3200
Fax:      216-535-3115
Email:  Memberservice@cenfedcu.org

*To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies each person that opens an account.  When you open an account we will ask for your name, street address, date of birth and other information that allows us to identify you.  We may ask to see your driver's license or other identifying documents.  We may report information about you to credit bureaus. Late payments, missed payment or other defaults on your account may be reflected in your credit report.