⭐ Member Loyalty Program
Earn BIG savings just for being an engaged member.
At Century Federal, we want to reward you for using the financial tools that help you grow. With our Member Loyalty Program, the more connected you are to your accounts, the more free perks, waived fees, and bonuses you can unlock.
There are two tiers — Loyalty Plus and Loyalty Premier — and each comes with powerful benefits.
💜 Loyalty Plus Tier
Easy to qualify. Big savings.
✔️ How to Qualify
To earn Loyalty Plus benefits, you need:
All of the following:
- Combined loan + deposit balances of $5,000 or more
- ACH deposit of $1,000+
- A Century Federal checking account
AND choose any 2 of these:
- Online Banking
- Online Bill Pay
- Mobile Banking
- Debit Card
- Credit Card
- eStatements
- Other Loans
⭐ Plus Tier Benefits (Fees Waived)
- ATM Fees
- Stop Payments
- Paper Statements (for accounts opened before 8/1/2020)
- Statement Copies
Big value for everyday banking.
💎 Loyalty Premier Tier
Our highest level — maximum perks.
✔️ How to Qualify
To earn Loyalty Premier benefits, you need:
All of the following:
- Combined loan + deposit balances of $75,000 or more
- ACH deposit of $1,000+
- A Century Federal checking account
AND choose any 2 of these:
- Online Banking
- Online Bill Pay
- Mobile Banking
- Debit Card
- Credit Card
- eStatements
- Other Loans
🌟 Premier Tier Benefits (Fees Waived or Discounted)
- Check Copies
- Official Checks
- Paper Statements (for accounts opened before 8/1/2020)
- Statement Copies
- Stop Payments
- ATM Fees
- Free Checks (1 box per year per member)
- Money Orders
- Domestic Wire Transfers
- Skip‑A‑Pay
- Gift Cards (50% off)
- Safe Deposit Box – One free standard‑size box (based on availability)
This is our biggest value tier — perfect for members who are fully engaged.
📝 Important Program Details
(Simplified version of your disclosures)
- You must be a member in good standing to participate.
- You must maintain the required balance for your tier.
- If your combined balances drop below your tier level, benefits will no longer apply.
- Members who have caused the credit union a loss are not eligible.
- Century Federal may modify or end the program at any time.
*MEMBER LOYALTY PROGRAM DISCLOSURES AND RULES - Century Federal Credit Union ("Century Federal") has no obligation with respect to the Program beyond those described in its Member Loyalty Program disclosures, rules and eligibility requirements. Participation in the Program is subject to the terms and conditions, rules, regulations, policies and procedures ("Program Rules") Century Federal may, at its discretion, adopt from time to time. Century Federal may amend the Program Rules at any time without notice. Century Federal has the sole discretion to interpret and apply the Program Rules. Century Federal reserves the right to cancel, modify, restrict, or terminate the Program, or any aspects or features of the Program at any time without prior notice. Century Federal members in good standing are eligible to participate in the Program and must maintain the required combined loan/deposit balance for each tier level for continued participation in the program. If the combined loan/loan balances drop below a stated tier level, fees for the tier level services stated will be charged and not waived. Existing members who have caused Century Federal a loss are not eligible to participate in the Program. Participation in the Member Loyalty Program may be suspended at Century Federal 's sole discretion.